Riverside, CA (PRWEB) April 8, 2007
Congress officially designated April as Financial Literacy Month, with the goal of increasing public awareness about the importance of financial education in the United States and the serious consequences that may result due to a lack of understanding personal finances. Springboard Non-Profit Consumer Credit Management has spent over 30 years counseling consumers about money, credit and debt, and they are urging consumers to undergo a personal "financial makeover" in April.
"Now is a great time to take a look at your finances, review your financial and life goals, and work towards making those goals come true. Taking some time to learn more about money management or brush up on budgeting skills is an important first step to a better financial future," said Springboard's Education Director, Dee Ann Chandler. "Contrary to popular belief, financial literacy has nothing to do with the amount of wages you earn each month. Even those on moderate incomes can develop a plan and learn to save towards their financial goals a few dollars at a time, and it's possible for someone of moderate means to have a better credit score than a highly-paid income earner. Simply put," says Chandler, "it means knowing what to do with your paycheck once you've earned it."
To help consumers get started with their makeovers:
•Springboard's book, the "Consumer Guide to Good Credit", is available for free download in both English and Spanish
In addition, visitors can download free copies of the organization's three most popular financial booklets,
"Power of Paycheck Planning"
"Understanding Your Credit Report and Score"
"The Wise Use of Credit"
Springboard offers free confidential counseling and education to consumers nationwide. For more information on their services visit their website at credit.org, or to talk with a certified consumer credit counselor, call 800-WISE PLAN (800-947-3752).
About Springboard Nonprofit Consumer Credit Management
Springboard is a nonprofit credit education and financial counseling organization founded in 1974. The agency offers personal financial education and assistance with money, credit and debt management through confidential counseling. Springboard is accredited by the Council on Accreditation, signifying the highest standards for agency governance, fiscal integrity, counselor certification and service delivery policies. The agency provides pre-bankruptcy counseling and debtor education as mandated by the bankruptcy reform law. Springboard is a HUD approved housing counseling agency and a member of the National Foundation for Credit Counseling, a national organization of nonprofit credit counseling agencies. The agency has several locations in California and offers face-to-face and nationwide phone counseling services. For more information on Springboard, call 1-800 WISE PLAN (1-800-947-3752) ext. 750 or visit their web site at http://www.credit.org