40% of consumers live beyond their means, half are living paycheck-to-paycheck, and the national savings rate is now a negative number. We need to reverse this trend through better financial education of both adults and students or we face dire consequences in the coming years.
Fort Collins, CO (PRWEB) December 10, 2007
Entrepreneur, and now author, Braun Mincher has released his first book, The Secrets of Money: A Guide for Everyone on Practical Financial Literacy. The 472-page information-packed book is being considered by many as the "Encyclopedia of Personal Finance" and is the single-source of what EVERYONE (young or old, rich or poor) needs to know about basic Financial Literacy. Braun Mincher was inspired several years ago to write this book after seeing how financially illiterate many consumers are, and how little is being done in the way of financial education at any age or degree level. Topics in the book include: Consumer Credit, Mortgages, Real Estate, Car Buying, Insurance, Taxes, Investing & Saving for the Future, Estate Planning and Keys for Financial Success.
Author Braun Mincher is a young and successful entrepreneur who had the ability to "retire" several years ago at the age of 30, a self-made multi-millionaire, despite dropping out of college to grow his first business. His new book is targeted to all consumers, regardless of age, education or income level, and not just the business or financial savvy, as many competing titles cater to. Using a concise and conversational writing style, Braun reveals what is not taught in schools, at any level, short of a specialized degree. Because of the practical, rather than theoretical, manner in which the information is presented, using real-life examples and case studies, readers will clearly see how items of interest relate to their own individual financial situations.
Would you believe that doctors and lawyers make the same financial mistakes as homeless people? According to Braun Mincher, "40% of consumers live beyond their means, half are living paycheck-to-paycheck, and the national savings rate is now a negative number. We need to reverse this trend through better financial education of both adults and students or we face dire consequences in the coming years." Mincher has developed a highly comprehensive website at FinancialLiteracyQuiz.com with numerous resources to better educate consumers about all aspects of Practical Financial Literacy. One of the highlights is a multiple-choice, 50-question, "Financial Literacy Quiz" where visitors can test their own knowledge and compare scores with their friends. However, those not able to pass the quiz with a score of at least 75% should seek additional Financial Literacy education.
Following Braun Mincher's financial advice will help readers to:
- Make more money by putting them in better control of their finances;
- Save them money; possibly thousands of dollars over a lifetime; and,
- Be better educated consumers when it comes to money.
Anybody can write a book, but Braun Mincher is equally passionate about creating a nationwide movement and positive change of behavior when it comes to personal finance. To this end, he has issued a "Challenge" to high schools and colleges across the country to make practical Financial Literacy classes a graduation requirement, just like math, English, science, etc. Presently, only 7 states have such a requirement. Naturally, most parents and business leaders are in favor of this initiative, but some in the academic and education communities have pushed back with a multitude of excuses. Not easily taking "no" for an answer, and in the same entrepreneurial fashion that made him a success in business, Braun Mincher is forging ahead with his project, and subject to certain conditions, is not only offering to provide the curriculum, but also offering a textbook for each student at no charge.
The Secrets of Money: A Guide for Everyone on Practical Financial Literacy is available through BraunMincher.com, Amazon, Barnes & Noble, Borders and other nationwide retailers. The ISBN-13 is 978-0-9797003-0-9 and the soft cover price is $21.95.
About the Author: Braun Mincher is a young and successful entrepreneur who had the ability to "retire" several years ago at the age of 30, a self-made multi-millionaire, despite dropping out of college to grow his first business. NBC's Today Show, The Wall Street Journal, Inc. Magazine, Success, POV and Nation's Business--have all showcased his talents. Winner of the prestigious Entrepreneur of the Year award, Braun was able to become financially independent by working hard and following his own financial advice, which is now shared in his new book--and others have paid Braun $300 an hour to obtain. He now pursues his passion of better educating ALL consumers, and not just the business or financial savvy, on the topic of Practical Financial Literacy.
For Additional Media Information or to Arrange an Interview:
Phone: (970) 212-2400, Option #2 (Media Relations)