San Mateo, CA (PRWEB) January 8, 2008
Ray Avanzino has a goal in mind for each client: provide sound financial strategies that reach beyond mortgage planning to offer them a range of wealth management services that will help them manage their entire financial future, not just their real estate investments.
"My focus is to help my mortgage clients build and protect wealth by better managing their home equity and personal cash flow," says Ray Avanzino, a mortgage planner with MD Mortgage Direct. Ray believes many homeowners have become frustrated and confused with the myriad choices in today's mortgage market as well as the lack of both ethics and financial knowledge among many mortgage providers.
To better serve homeowners and buyers, Ray sought the training, certification and ongoing membership offered through the Certified Mortgage Planning Specialist Institute. The CMPS Institute is a joint effort by leaders in the mortgage and financial planning industries to raise professional standards among mortgage professionals and integrate sound financial planning advice into the mortgage process.
With healthcare costs skyrocketing, pensions shrinking, the future of social security uncertain and the mortgage industry experiencing volatility, homeowners and buyers have an increased need for expert advice on how to manage their mortgage, cash flow and home equity.
"A mortgage professional who dedicates the time and effort to learn about these financial concepts is much more qualified, committed and equipped to serve the complex needs of today's home owner and buyer," says Gibran Nicholas, Chairman of the CMPS Institute. With more than 200 mortgage professionals taking CMPS courses each month, this trend toward expert mortgage advice is swiftly growing.
Gaining CMPS Institute Certification allows Ray to offer clients strategies that encompass mortgages, debt, home equity and real estate investment. Ray expects this blend of services to reduce homeowner confusion and anxiety about working with mortgage professionals. The end result: increased homeowner wealth.
About Ray Avanzino
Ray Avanzino and his partners have been providing top-tier mortgage services in San Mateo for 11 years under the brokerage of MD Mortgage Direct. They offer a variety of programs designed specifically to meet our clients' financing needs including new home financing, refinancing, credit lines, commercial loans, construction loans and private money loans. They also offer a range of financial planning services from cash flow and debt analysis to real estate equity and investment analysis. They are committed to helping clients manage and protect their home equity and personal cash flow. Contact them directly at 650-576-6531. http://www.rayavanzino.com
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