U. R. the Bank Program Helps Retirement Planning Firm Fight Market Gyrations

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The new U.R. the Bank program is earning 7%,8%, 9% or more at a fixed and guaranteed rates. The Prentiss Group of Carlsbad, CA is rolling out this novel program as an alternative to reverse mortgages, certificates of deposit and volatile stock market products. For more information visit http://www.GuaranteeMyMoney.com or call 888-777-3805. For interviews contact Steve at 760-804-6271.

CDs have their place but the returns are small, especially when you consider the impact of inflation and taxes

The Prentiss Group, Inc. announced today the role out of its new fixed-rate investment program designed as an alternative to reverse mortgages and risky stock market investments. CEO of the Carlsbad, California-based retirement and estate tax planning firm, Glenn Duggins has seen too many retirement dreams turn into retirement nightmares when people over invest in the volatile stock market. "I knew we needed to come up with some alternatives in this gyrating market we're in. Now we can show retirement planning clients how to do much better than certificates of deposits (CDs) or risky stock market moves. That's why we created U. R. the Bank," said Duggins.

When people nearing retirement have money tied up in low-interest earning investments like certificates of deposit or real estate equity, the returns are small and tax benefits few. The U. R. the Bank program leverages those under-performing assets without putting principle at risk, because it's guaranteed. Duggins says his program is specifically designed for people who are risk averse yet unhappy with low rates of return offered by bank CDs or many mutual funds. "CDs have their place but the returns are small, especially when you consider the impact of inflation and taxes," said Duggins.

Learn more about the proper use of Certificates of Deposit at his blog - http://www.GuaranteeYourMoney.com. The fixed-rate-of-return investments offered in the U. R. the Bank program also makes it a great alternative to mutual funds. It's a bit of a fallacy that mutual funds are safer than most other investments. On the company's blog you will also find an insider's perspective on mutual funds and why they are not all they are cracked up to be.

For returns of 7%, 8%, 9% or more that are fixed and guaranteed, Duggins designs specific investments program that do not risk a client's money yet still put under-performing assets to work. The company utilizes fixed annuities for U. R. the Bank and never variable annuities. "The way the market is right now, I wouldn't suggest anyone put their money in anything but fixed rate-of-return products. People should also be very careful about reverse mortgages in this fluctuating market. Reverse mortgages are major commitments with little flexibility. U. R. the Bank gives people the higher rates of return they need to live on but sill allows them plenty of options," says Duggins.

The Prentiss Group is your Retirement and Estate Tax Planning Specialist in Southern California. Call 888-777-3805 or visit http://www.GuaranteeMyMoney.com for more information. U. R. the Bank is part of the Guaranteed Retirement Income Plan® or GRIP.

Contact Steve Dahl to arrange interviews at 760-804-6271. He can be reached at info @ GuaranteeMyMoney.com.

Disclaimer: This information does not constitute a complete description of all or any one aspect of financial planning. There is no offer to sell or buy any financial product in this document. Please consult with a qualified financial advisor before investing. © Copyright 2008 Prentiss Group, Inc. Get a Grip on Your Money® is a registered trademark of Prentiss Group, Inc.

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