Crist's Florida Health Insurance Initiative Collides with National Health Care Debate

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Peoples Health Insurance Agency supports Governor Charlie Crist's new Florida Medical Insurance proposals to dramatically reduce the number of uninsured by offering affordable low-cost plan options and to provide catastrophic coverage for those who face financial devastation brought about by serious illnesses.

Peoples Health Insurance which provides Florida health insurance quotes, looks forward to the coming debate over Governor Charlie Crist's proposed Florida health care changes.

"The Florida Governor has tapped into the national health care discussion to advance the unique needs of our state," says Porter Hail, owner of Clearwater-based Peoples Health Insurance, LLC. "Floridians need health care reform that does not unfairly burden the small business owners who dominate the state. We believe that Crist's approach properly supports an individual health insurance based system."

Governors from Florida to California are working to develop and interject their own citizen health care plans and ideas. Across the country, health insurance access, the quality of care and the cost of coverage are issues that have skyrocketed to the forefront of the 2008 Presidential election. Both Democratic candidates, Barack Obama and Hillary Clinton, advanced sweeping health care changes. American voting decisions this fall will clearly turn on the question of who will best define the health care system of the 21st Century.

According to a March, 2008 report released by Consumer Reports, six guaranteed health care principles enjoyed an 80% approval rating. They included:

  • Coverage for all uninsured children;
  • Protection against financial ruin due to a major illness or accident;
  • The ability to obtain coverage regardless of a preexisting condition;
  • Coverage that continues even when people are laid off, change jobs or start their own business;
  • Affordable premiums, deductibles and out-of-pocket expenses relative to family income;
  • The ability to keep current health coverage if desired.

"If Governor Christ is serious about improving Florida health care, its citizens should demand that he devote more of his March 4, 2008, State of the State speech on the unknown details of his medical insurance plan," Hail says.

Individual insurance specialist Holly Hail of Peoples Health Insurance, LLC

"I cannot understand what mechanisms anyone can implement that will reduce plan costs enough to reach the monthly premium goal of $150.00 or less. I spend most every day quoting affordable health plans for prospective clients and a budget I would recommend to a 25-year old healthy person would be in the $150.00 range. How could health insurance carriers offer a similar plan to an older adult with chronic health conditions?"

The controversial aspect of Crist's proposal is that, in the event the legislature does pass his initiative, it would depend upon private insurers' willingness to participate. However, Peoples Health Insurance believes that both the Florida Legislature and health insurers will back the initiative only if the end goals are reduced thus losing the positive benefits it could provide to all citizens. Not only would people who need to find affordable plans be excluded, the broader benefits of having everyone covered would be lost. Peoples Health Insurance expects this initiative will promote widespread debate in the health insurance industry, and continues to focus on Floridians' health care needs as the future of health insurance in the state is uncertain.

About Peoples Health Insurance, LLC
Peoples Health Insurance, LLC is a health insurance agency offering quotes and online applications to residents of Florida and Illinois. We offer free services to help people find affordable health insurance with tailor-made benefits, and allow our website visitors to compare plans to find the one that most closely meets their needs. We make health insurance affordable and easy. Visit Peoples Health Insurance for more information on Illinois and Florida Health Insurance


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