PLS Financial Services and IPP Partner to Provide Fully Integrated Bill-Payment Solution at PLS Check Cashers

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PLS Financial Services and IPP of America (IPP) have partnered to create PLS ePay, a fully integrated walk-in bill payment solution offered at the nationwide network of more than 100 PLS Check Cashers locations. PLS and IPP believe that the integration will deliver an improved customer experience and operating efficiencies. With PLS ePay, a customer will be able to pay bills with cash at any PLS Check Cashers location, and the IPP payment processing system will convert the cash to an electronic payment, providing immediate confirmation of bill payment. PLS ePay is expected to be available in April 2008.

PLS Financial Services ("PLS"), the oldest and most distinguished privately-held organization in the check-cashing industry and IPP of America ("IPP"), a leading provider of electronic payment services today announced the implementation and roll-out of a fully integrated walk-in bill payment solution across the nationwide network of more than 100 PLS Check Cashers locations.

PLS partnered with IPP to create PLS ePay, a single bill payment application that will be used in all PLS locations. With PLS ePay, a customer will be able to pay bills with cash at any PLS Check Cashers. The cash payment will be converted to an electronic payment through the IPP payment processing system, and the customer will receive immediate confirmation that the bill has been paid. PLS ePay is expected to be fully deployed in April 2008. IPP's flexible application programming interface enabled PLS to easily integrate with IPP's payment processing engine. In addition, IPP is providing expanded bi-lingual customer support for PLS bill-payment inquiries.

"IPP is a recognized leader in providing in-person payment services, and PLS is well-known for superior service. It's a natural fit for PLS to use IPP technology to give our customers an innovative approach to bill payment. The result is a superior customer experience," says Dan Wolfberg, Co-President of PLS. He also notes that the IPP integration will give PLS a single platform for all transactions, which will have an immediate impact on back-office operations and work flow.

"Developing powerful integration capabilities to serve the needs of industry leaders such as PLS is one of our unique core competencies. We are delighted that PLS has started to see the immediate benefits that we planned to deliver and we look forward working with PLS to help them achieve their goals," said Ron Averett, President and CEO, IPP of America.

About PLS
Chicago-based PLS Financial Services, Inc. operates more than 300 financial service centers in Alabama, Arizona, California, Illinois, Indiana, Mississippi, New York, Texas and Wisconsin. It is one of the largest organizations in the check cashing industry and ranks among the top Western Union networks in America. PLS Financial Services is a member of Financial Service Centers of America (FiSCA). The PLS Financial Service brands include: PLS Loan Store, which provides micro-loans; PLS Check Cashers, which offers check cashing, money transfer services, money orders and utility bill payment; PLS Tax Service; and PLS superstores, which offer multiple services in one location.

About IPP
IPP of America Inc. ("IPP"), a leading provider of electronic payment services, operates the largest national network of independent neighborhood-based payment centers, providing reliable and safe electronic payment services to cash paying customers. Through their Payment Settlement Network, IPP authorized payment centers offer a wide array of alternative financial services including electronic bill payment, prepaid long distance, prepaid wireless epins, and prepaid home phone. The company's payment center network currently extends to over 8,000 locations nationwide. For more information, visit us at http://www.ipppays.com.

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Barb Wolf

Brenda Amarant
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