The SR22 proves not only financial responsibility, but also a willingness to obey the law
San Jose, CA (PRWEB) March 27, 2008
Cheapautosinsurance.com has distinguished itself from other car insurance sites since its debut in 2003 by focusing on supplying not only insurance quotes, but also practical information and advice for drivers. During the month of April, the site will focus on young drivers by supplying extra material on DUIs and how they relate to getting and keeping automotive coverage. This effort will include outreach to college fraternities and sororities with educational information on safe and responsible driving habits.
"Spring is coming on," said CheapAutosInsurance CEO Brian Severson. "That means spring break trips and graduation. It also means potential drunk driving incidents and getting new cars. Both can bring a world of insurance hurt to young drivers. Most of these young people don't have any idea how serious a DUI can be in terms of their coverage until it happens, which is essentially too late."
Many states require drivers who have been involved in an automobile accident or have been charged and convicted of a traffic offense during which they could not prove auto liability coverage to obtain a form SR22 from the insurer, a critical step in an instance of license revocation. The form serves as proof to the court that the driver does indeed carry the necessary insurance and goes a long way toward mitigating the consequences of the incident.
"Take any dozen young drivers and ask, 'What's a SR22?' and I'm going to bet not one will be able to give you an answer," said Severson. "Particularly during graduation season many young people are feeling liberated from their ties to their parents. Then, wham! Something happens and they don't know what to do, they just know they want to handle it on their own. We're giving them the tools to do that. It may sound trite, but it's true. Knowledge is power."
Drivers convicted of a DUI without proof of liability insurance in many states will need an SR22 to get their license back. Loss of a driver's license has far reaching implications for working people and as a viable means of identification in the post-9/11 world. "The SR22 proves not only financial responsibility, but also a willingness to obey the law," said Severson. "It's crucial to getting the issue resolved and getting you back on the road."
Drivers who move to states that do not require the SR22 must maintain their liability coverage in their new residence and may have SR22-related responsibilities in their previous state as well. "This is the kind of thing that can be deeply confusing," said Severson. "Part of the function of CheapAutosInsurance.com is to help clear up the confusion on this and other automotive insurance related topics."
Material like the SR22 data as well as basic and frank advice on low auto insurance quotes appear on the site side-by-side with rate quotes, money saving measures, and articles on topics like anti-theft devices and the pros and cons of having more than one vehicle on a policy. The content of CheapAutosInsurance.com is constantly refreshed to reflect the latest developments in the insurance industry. The editors welcome and invite your questions, comments, and ideas. Send email to: editor(at)cheapautosinsurance.com.
CheapAutosInsurance.com, based in San Jose, California, offers direct, accessible information on obtaining and maintaining car insurance that is both comprehensive and inexpensive. The site, launched in 2003, includes a straightforward request engine for insurance rates quotes.
Brian Severson, CEO and President
3031 Tisch Way, 7th Floor
San Jose, CA 95128
Ph. 408 516 4544