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All Press Releases for April 10, 2008 Subscribe to this News Feed    
 

A Fresh Start Takes Aim At Credit Repair Fraud

By some estimates, over 30 million Americans have "poor" or "extremely poor" credit ratings - and by all predictions, this number is likely to continue to grow. There are many factors that have contributed to this in the last decade, but the bottom line is that anyone who has been turned down for a mortgage, personal loan or credit card recently because of a poor credit score, is not alone. There are millions upon millions of people in exactly the same situation who have no idea how to even start to do something about it. For 15 years Vincent Craven has helped his clients repair their credit scores in order to qualify for a mortgage. Now, through his new company, "A Fresh Start," he will use his expertise to help everyone he can. Every credit repair conducted by A Fresh Start carries a lifetime guarantee!

West Chester, PA (PRWEB) April 10, 2008 -- Vincent Craven, CEO has announced the launch of A Fresh Start, his new company dedicated to repairing consumer credit, due to what he sees as being rampant - and in some cases almost criminal - fraudulent practices in the credit repair industry. Drawing on over 15 years of experience helping customers in his mortgage brokering business repair their credit to qualify for home loans, Craven has decided to dedicate himself totally to consumer credit repair to fill what he sees is an urgent need for American consumers. "I see it every day," says Craven. "People are desperate to repair their credit and raise their credit scores, and when people are desperate, that is when they are the most vulnerable."

Pointing to recent reports of credit repair fraud in the press, as well as the generally poor reputation the industry has gained in recent years, Craven has designed A Fresh Start to work with consumers to repair their credit ratings using what he terms a "from the ground up" approach. Noting that each individual case brings with it unique and personalized challenges, A Fresh Start works closely with customers to determine what their credit difficulties are, and what specific items are negatively affecting their credit (or FICO) score. A Fresh Start then works with the three major credit reporting agencies, specific creditors who have filed the negative reports, and even works within the court system to get defaults, and judgments overturned or expunged on the behalf of the consumer -- even if they filed for bankruptcy 10 years ago!

According to Craven, perhaps the most prevalent problem is a result of credit repair agencies not following the rules and requirements laid out for the industry by the Federal Trade Commission and the FCRA (Fair Credit Reporting Act). The most overlooked of these are the FTC Consumer Rights Requirements, which A Fresh Start has posted prominently on their website - www.afreshstartcreditrepair.com.

A Fresh Start is committed to ensuring that consumers fully understand and are informed of all their rights under the law, including the fact that - if they are willing to commit the time, effort and study necessary, they can repair their credit themselves.

To make absolutely certain that consumers understand what is involved in credit repair, A Fresh Start will conduct a credit report review and consultation absolutely free of charge, with no strings attached. The free credit consultation can be requested at www.afreshstartcreditrepair.com along with their monthly credit repair alert newsletter.

A Fresh Start operates in all states on a national basis and is headquartered in West Chester, Pennsylvania. For further information or interviews, contact Vincent Craven directly toll-free at 866-629-1647 or visit the website at www.afreshstartcreditrepair.com.

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CONTACT INFORMATION
Vincent Craven
A Fresh Start
866-629-1647
Email us Here
ATTACHED FILES

A Fresh Start Credit Repair Brochure

A Fresh Start Credit Repair Brochure

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