American Community Launches Industry-Leading Insurance Products in Texas

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American Community Mutual Insurance Company announced today that four of its industry-leading health insurance products will be available to individuals and families in Texas beginning July 1, 2008.

With the challenges of our economy, many people no longer have access to health insurance through an employer. American Community offers affordable products to meet the needs of consumers who are looking to purchase coverage on their own.

American Community Mutual Insurance Company, a leading provider of Individual and Group health insurance for 70 years, announced today that four of its industry-leading health insurance products will be available to individuals and families in Texas beginning July 1, 2008. All four products will be sold through independent agents.

According to Michael E. Tobin, President and CEO, “With the challenges of our economy, many people no longer have access to health insurance through an employer. American Community offers affordable products to meet the needs of consumers who are looking to purchase coverage on their own.”

The four distinct PPO (preferred provider) products will provide policyholders’ access to more than 33,000 physicians across the state through the PHCS(R) Network. These products feature the choice and coverage that today’s individuals and families need:

-Coverage On Demand(TM) – an industry-first health plan that starts with basic low-cost health insurance protection and gives consumers the choice to purchase additional coverage if and when they need it – even to pay for medical expenses after they have been incurred. The plan provides four levels of coverage and three deductible options to allow for choice and option.

-Medalist II – a traditional health insurance plan that’s designed to provide more coverage options to meet the policyholder’s needs and budget. This economical healthcare product includes a unique three-plan design and a common accident benefit.

-Next Generation HSA(TM) – a superior value in today’s consumer-choice healthcare market. This value-added, qualified high-deductible PPO health insurance product can be used with a health savings account (HSA). It offers the catastrophic coverage everyone needs, plus the choice and value everyone wants. The product includes three fund administration choices, as well as multiple benefit options.

-Triple Tier(TM) – rich in benefits and rich in value. This product combines the advantages of PPO care with unique ways to save. Its distinctive three-tiered design offers a flexible approach to paying benefits, depending on the type of services received and where they are performed. Triple Tier offers two plan designs, broad coverage and preventive care benefits.

All four products also include the valuable benefits that American Community is known for, such as:
-$5 million lifetime policy maximum
-Accident Benefit – deductible/ copay waived for covered charges incurred within 30 days of injury.
-Prescription drug coverage
-Prompt claims payment
-Superior customer service

About American Community:
With beginnings dating back to 1938, American Community Mutual Insurance Company is one of the oldest health insurance companies in the nation. Based in Livonia, Michigan, American Community is currently licensed in 41 states. The company markets individual and group health insurance products in 10 states through an agency force of 12,000. For more information, visit http://www.american-community.com.

This press release was distributed through eMediawire by Human Resources Marketer (HR Marketer: http://www.HRmarketer.com) on behalf of the company
listed above.

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