There is no question that driving without insurance is both unlawful and ill-advised
Bournmouth, UK (PRWEB) August 16, 2008
The credit crunch has made belt-tightening the UK's No.1 pastime - everyone's doing it - and motorists particularly are feeling the pinch, with the escalating price of fuel and the new Vehicle Excise Duty levels next year which could see some paying up to £2001 more on family saloons. But drivers trying to save money by not taking out car insurance are cost-cutting to a foolhardy extreme, warns RIAS.
Apart from the fact that driving without insurance is against the law in the UK, and those found guilty of it could get themselves a criminal record, it also costs law-abiding motorists in excess of £500m each year, according to the Motor Insurers Bureau2. This equates to around £30 extra on every premium, so those who drive without insurance are forcing the insured to subsidise their driving.
"There is no question that driving without insurance is both unlawful and ill-advised," says RIAS Managing Director Janet Connor. "If you are worried about the cost of insurance, it is worth talking to your insurance provider to check whether there are any savings to be made. At RIAS, for example, we specialise in finding tailored insurance solutions for the over 50s, who can often benefit from cheaper premiums because of low mileage, or because their cars are parked off-road or kept in a garage. We advise customers to ensure they ask about discounts and flexible payment plans when they call us for a quote."
While steps are being taken by the police nationwide to reduce the numbers of uninsured drivers on British roads, many believe it is society's collective responsibility to help fight this nuisance and that neighbours, friends and family should not look the other way if people they know are driving without insurance.
Dodging Car Insurance - the facts:
- Last year, around 160 deaths and 23,000 injuries were caused in road accidents involving uninsured drivers2.
- Claims against uninsured drivers can be extremely difficult for victims to process.
- During 2007, over 150,000 vehicles were seized by police for having no insurance - that's one vehicle every three minutes2.
- Number plate recognition technology and better link ups between police and insurance companies is helping to combat uninsured motoring.
1Source: The AA
2Research from the Motor Investigation Bureau, Report: The Road Ahead, Issue 15, 2007
*Call RIAS for a quote on your car insurance to see if we can save you money: 0800 052 5250
All products including house insurance can also be ordered online.
Janet Connor, Managing Director of RIAS is available for further comment and interview. To arrange an interview with, or photography of, Janet, please call Simon Robinson on 07976 329823 or e-mail firstname.lastname@example.org.
- RIAS was established in 1992 and is a specialist provider of insurance products for the over 50s age group
- RIAS negotiates with a panel of insurers to secure competitive, value for money products
- RIAS has over 970,000 customers and employs over 1,200 people across two locations - Bournemouth and Belfast
- In July 2007 RIAS' home insurance contents and buildings policies received four 'Best Buy' awards from Which? magazine
- In December 2007 RIAS won the 'Personal Lines Broker of the year" award at the Insurance Times awards
RIAS is part of Fortis (Insurance UK), a leading provider of award-winning personal and commercial lines insurance solutions in the UK and the 2007 British Insurance Awards 'General Insurer of the Year'. The insurer's successful customer-centric strategy has been founded on aligning its activities to how customers want to buy insurance, combined with delivering high quality products, manufactured at costs better than market norms.
Fortis's unique multi-distribution capability enables it to deliver products face-to-face, by phone (inbound and outbound), over the Internet and via SMS technology. Aligning its business activities with its partners' general insurance strategies enables Fortis to offer end-to-end white label capabilities in product development, marketing, campaign management, sales, fulfilment and claims - providing a seamless integration with partner brands.
Insuring in excess of 6.7 million customers and working with a range of partners, Fortis is recognised for delivering consistent and high-quality customer experiences. It employs 2,901 people as of 31/12/07 with a head office based in Eastleigh and others in Belfast, Bournemouth, Gloucester, Haywards Heath, Redditch, and Stoke-on-Trent. In 2007, its profit before tax and interest (excluding impact of weather related events) was £92.2 million and its GWP was 757.8 million.