Legal & General Recommends Brits Check their Holiday Luggage Cover Even If Staying in the UK

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Recent research by Legal & General identified that the credit crunch has made Brits think about changing their holiday plans. 26% mentioned that they were now not going on holiday, 20% said that they would go on a cheaper holiday and 39% said they would spend more time at home*. Whether people are still going abroad or holidaying in the UK, they need to check that they have adequate insurance cover for their holiday luggage and contents.

Up to 200,000 passengers an average a month from the UK have lost their luggage in the past two years*** but holiday bags may still go missing or be mislaid when travelling in the UK. To ensure holidaymakers enjoy a relaxing summer holiday, we recommend people check their cover every time they plan to go away, regardless of how far or for how long.

Legal & General has calculated that the value of the luggage and its contents for a family of four travelling on holiday whether abroad or in the UK could amount to over £3,000. Holidaymakers planning a 'last minute' weekend break may be surprised that the value of a holdall and its contents could be over £1,300, for just one person.**

Elaine Parkes, Head of technical services at Legal & General's general insurance business said: "It's surprising just how quickly the value of the contents of our luggage adds up. It's easy to forget the actual value of the suitcase or bag itself, and the accumulated value of all its contents may not be fully appreciated, particularly if you like designer accessories!

Holidaymakers should check that they have appropriate cover in place for both their holiday plans and their personal belongings before travelling."

It is possible to include personal baggage for a holiday under a travel policy or the personal possessions cover under a home insurance policy.

Holidaymakers should keep details of their insurance cover in their hand luggage. Then if suitcases are lost at least they have details of their cover and who to contact, particularly if emergency supplies are needed. There are also some useful holiday tips available online at legalandgeneral.com/home-travel/travel-insurance/travel-tips.html

Elaine Parkes continued: "Up to 200,000 passengers an average a month from the UK have lost their luggage in the past two years*** but holiday bags may still go missing or be mislaid when travelling in the UK. To ensure holidaymakers enjoy a relaxing summer holiday, we recommend people check their cover every time they plan to go away, regardless of how far or for how long."

Details of the home and travel insurance cover available from Legal & General may be found at, legalandgeneral.co.uk/home-travel/ or by calling 0800 027 7156.

Alternatively, consumers should speak to their insurance adviser to make sure they do have adequate cover in place.
Notes to Editors:

  • Independent research conducted by You Gov for Legal & General of a UK representative sample of over 4000 during May 2008.

** Breakdown of Legal & General's research which calculated that the average value of the luggage for a family of two adults and two children is calculated to be £3,465; and for a single person going on a weekend break the average value of luggage and contents is calculated to be £1,375 as shown below.

1. The information contained in Legal & General's press release is intended solely for journalists and should not be used by consumers to make financial decisions.
2. Personal possessions cover is available for an extra premium under Legal & General's home insurance policy, provided contents cover applies. Personal possessions cover applies anywhere in the UK and for up to 60 days worldwide. Items with an individual value exceeding £1,500 must be specified. More information on Legal & General's home insurance cover is available on legalandgeneral.com or by calling 0800 0277156. We may record and monitor calls. Lines are open 8am to 8pm Monday to Friday and 9am to 5pm Saturday and Sunday. Alternatively, consumers should speak to their insurance adviser to check they do have adequate cover in place.
3. Personal baggage cover is available under Legal & General's travel insurance policies for an additional premium. Personal baggage cover has a limit of £1,500 for a standard travel option or £2,500 for Travel Plus, both carry a single item limit of £300.
4. Legal & General Insurance Limited is authorised and regulated by the Financial Services Authority (FSA).
5. Issued by Legal & General Insurance Limited. Registered in England No 423930.Registered office: One Coleman Street, London EC2R 5AA.

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Berni Ryan
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