The addition of these types of antiques and collectibles allows us to fully satisfy our customers' needs for specialized insurance
Hunt Valley, MD (PRWEB) August 29, 2008
What do these items all have in common? Their collectible value, millions of enthusiasts worldwide and they can now be insured. With the addition of a new insurance carrier June 1st, Collectibles Insurance Services is now able to provide coverage for Dolls, Fine Art, Antique Furniture, Gold Coins, Musical Instruments, and Taxidermy. "The addition of these types of antiques and collectibles allows us to fully satisfy our customers' needs for specialized insurance," advises Dan Walker, consultant for Collectibles Insurance Services.
Most collectors are under the mistaken assumption that their collections are covered by their homeowners' insurance. It is only after they have a loss or hear of one in their collecting community, that collectors realize the need for a separate policy to protect their most prized possessions. Homeowners' insurance is designed to cover personal property and is not nearly enough to protect antiques and collectibles. Homeowners insurance may:
- Limit contents coverage to a percent of the total value of your home (50 - 70%)
- Limit the amount they'll pay for theft of valuable items like silver, crystal, guns, stamps, and paper documents
- Not cover losses due to flood, hurricane and earthquake
- Be based on actual cash value rather than the collectible value of the item(s)
Although the most popular collections insured at Collectibles Insurance Services are stamps, sports memorabilia, firearms, model trains, comics, glass and pottery, we also insure unique collections which include barbed wire, vintage airline air sickness bags and most recently a shrunken head.
About Collectibles Insurance Services, LLC
Since 1966, Collectibles Insurance Services has been "insuring today's treasures from tomorrow's tragedy." As a company founded by fellow collectors, we understand that your collection is worth so much more than just money. And as experts in collectibles insurance, we know standard homeowners insurance alone isn't enough to replace your treasures.