NAIC/DRA Partnership for Long-term Care Insurance Training and Certification Offered by Sandi Kruise Insurance Training

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Sandi Kruise Insurance Training launches its new Unlimited National Partnership for Long-Term Care Subscription, which allows for Partnership certification in multiple states, for a fraction of the traditional cost and time.

Our goal is to make LTC Partnership certification in multiple states as quick and painless as possible

Sandi Kruise Insurance Training, an online leader in insurance training and continuing education, has introduced a new Unlimited National Partnership Subscription for just $95*, a fraction of the traditional cost.

Becoming certified to sell Long-term Care and Partnership insurance in several states is a common goal for many insurance agents, but can also be a frustrating experience. Most training companies write a specific course for each state. This requires the agent to take each course separately, which increases both the cost and time required exponentially.

To participate in the Partnership Program, all states must require training which follows a core curriculum specified in the Deficit Reduction Act (DRA) of 2005 and refined by the National Association of Insurance Commissioners (NAIC).

Because of this, 95-100% of the curriculum outlines are identical. Since only 5% or less of the curriculum differs from state to state, Sandi Kruise Insurance Training’s program only requires agents to take the core curriculum (and exam) once with the addition of state specific supplements as needed.

With the new subscription, insurance professionals get all the initial PLTC training they need nationwide for a one-time cost of $95*. This includes the states that currently have Partnership training requirements and, as additional states introduce their requirements for Partnership training, new courses will automatically be added to the subscription at no additional cost.

And since it’s all online the study materials, tests and the records of their certification are available 24 hours a day, 7 days a week. This makes it not only easy to obtain their required training but also easy to verify their training and certification all in one place.

“Our goal is to make LTC Partnership certification in multiple states as quick and painless as possible,” said Sandi Kruise, President of Sandi Kruise Inc, the parent company of Sandi Kruise Insurance Training.

Kruise continued: “Due to our extensive experience (over 15 years) training and certifying agents to sell LTC Partnership policies we were more prepared than other education providers to provide a cohesive solution for agents and insurers to not only comply with these new rules and regulations, but to fully understand the philosophy and concept underlying the Partnership program.”

“Although there are a few important differences between Partnership and non-partnership policies, the most important thing for agents to understand is which of their clients is suitable for the Partnership program and how to structure the coverage to fit their needs.”

The Nationwide Partnership subscription complements the Nationwide Long-term Care Resource Center launched by Sandi Kruise Insurance Training earlier this year.

In addition to the list of CE requirements and courses, the Resource Center contains hundreds of pages of federal and state specific information and links to help agents understand and comply with new regulations. While Sandi Kruise Insurance Training offers top-of-the-line insurance courses, there is no obligation to buy anything for use of the Resource Center.

All PLTC courses at Sandi Kruise Insurance Training are approved by the states and certified by ClearCert, an independent company that certifies the curriculum meets state and federal requirements and is accepted by all major insurance companies.

*This price includes all online PLTC 8-Hour initial certification courses. Classroom courses and 4-hour continuing PLTC courses are NOT included, but are available.

About Sandi Kruise Insurance Training
Sandi Kruise Insurance Training is an online leader in certification and continuing education for insurance agents, with more than 30 years of experience with LTC and 15 years with the California Partnership. For more information, visit or call 800-517-7500.


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