Combined Insurance Named in National Underwriter Life & Health's Top 200 List as a Top Insurance Provider

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Leading Supplemental Insurance Company Recognized for Services and Growth by Top Industry Publication

Combined Insurance

It is a privilege to be recognized among our peers by such a highly respected industry publication. Our continued appearance on this annual list is a testament to our services and continued growth.

Combined Insurance, a leading provider of supplemental insurance, today announced that it has been named to National Underwriter Life & Health's Top 200 list in a broad range of categories. This annual list highlights top insurance providers in life, annuity and health categories and provides statistical reports tracking growth for each category and company.

The 2007 report, which appeared in the August 18 issue, indicated strong growth for the top 200 life insurance companies. Combined Insurance ranked among industry leaders in 14 categories, including top 11 rankings for the Individual Health Insurance Leaders, Non-Cancellable Premiums and Guaranteed Renewable Premiums categories.

"As the need for innovative insurance services continues to grow, Combined Insurance is dedicated to providing supplemental insurance that meets the unique needs of its customers," said Doug Wendt, CEO of Combined Insurance. "It is a privilege to be recognized among our peers by such a highly respected industry publication. Our continued appearance on this annual list is a testament to our services and continued growth."

National Underwriter Life & Health, a National Underwriter Company publication, identifies, analyzes and comments on the latest trends and developments for the life, health and financial services industry. The publication strives to give readers the information they need to make critical business decisions.

Data for the 2007 list was compiled by Highline Data, an affiliate of National Underwriter.

The entire National Underwriter Life & Health's Top 200 list can be found online at: http://www.lifeandhealthinsurancenews.com/cms/nulh/website.

About The National Underwriter Company:
NUCO, formed in 1897, is the leading publishing and information services business for the insurance industry. Headquarters are in Erlanger, Kentucky, a suburb of Cincinnati, and principal editorial and advertising sales offices are in Hoboken, New Jersey. NUCO's Insurance Magazine Division publishes two weekly newsmagazines for the property/casualty and life/health sectors of insurance carrying the National Underwriter brand. The company also publishes Claims, a monthly magazine for claims executives; Tech Decisions, for IT insurance professionals; Advising Boomers, for financial advisors to the baby boom generation; and two regional titles, Florida Underwriter, and Insurance Advocate, for the New York metro market. In live events, NUCO sponsors the Annual Claims Exposition, and the Life Insurance Sales Mastery Forum. NUCO's Professional Publishing Division issues its Fire, Casualty and Surety bulletins, reporting on the latest developments in insurance policy application and legal interpretation; and the Tax Facts Series, summarizing how the tax code affects insurance and investment decisions, among some 160 titles in all. For more information about NUCO, visit http://www.nationalunderwriter.com.

About Combined Insurance Company Combined Insurance (http://www.combinedinsurance.com) is a leading provider of supplemental accident, health and life insurance products and is a member of the ACE Group of Companies. With a field sales force and corporate staff in excess of 10,000 people worldwide, Combined Insurance meets the growing coverage needs of policyholders around the globe. For more information, call 1-800-490-1322 or visit http://www.combinedinsurance.com.

About ACE The ACE Group of Companies is a global leader in insurance and reinsurance serving a diverse group of clients. Headed by ACE Limited (NYSE: ACE), the ACE Group of Companies conducts its business on a worldwide basis with operating subsidiaries in more than 50 countries. Additional information can be found at http://www.acelimited.com.

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