Atlantic Merchant Services to Offer Directo Paycards to Drive Down Payroll Costs for Clients

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Atlantic Merchant Services has announced a partnership with Directo, a leading provider of paycards for unbanked consumers. The partnership will allow Atlantic Merchant Services to offer Directo's FDIC-insured paycards to Atlantic Merchant Services clients such as community banks, certified public accountants and trade associations.

Directo, Inc., a leading provider of paycards for unbanked consumers, has teamed up with electronic payment solutions provider Atlantic Merchant Services, a partnership that will bring Directo's FDIC-insured paycards to Atlantic Merchant Services clients such as community banks, certified public accountants and trade associations.

Directo paycards allow companies to save payroll costs and improve worker productivity by increasing direct deposit participation through pre-qualified paycard accounts for those currently receiving a paycheck. Workers no longer need expensive and time-consuming trips to check cashers, often on company time.

"Directo shares our philosophy that outstanding customer service is key to supporting the customer-centric approach which community banks are using to differentiate themselves in the marketplace," according to Bill Baker, Executive Vice President and COO of Atlantic Merchant Services. Baker worked at McBee Systems prior to starting Atlantic Merchant Services.

Jim McCarthy, Directo's Senior Vice President of Directo, agrees. "A superior customer experience is Directo's hallmark. Banks and financial providers also appreciate that Directo provides all the support for the paycards."

McCarthy, a former executive with the Deluxe Corporation, joined Directo in 2004, when he saw the opportunity to support Financial Institutions and Companies with their efforts to serve America's tens of thousands of unbanked workers.

"Directo paycards benefit employers as well as employees. That's a win-win for our clients" added Baker.

About Directo, Inc.
Directo is the service leader in providing pay cards to America's unbanked consumers, providing a safe, economical way for unbanked consumers to get their pay via FDIC-insured accounts while allowing them access to direct deposit participation, no check-cashing fees and year-round, 24-hour a day access to money via the ATM network and at retail POS terminals. Serving the unbanked is Directo's entire focus. The company partners with banks, payroll companies and associations that seek to widen their offering to encapsulate a new customer base. Employers benefit from reduced payroll costs and increased employee retention. Customer segments served include construction services, staffing, agriculture, hospitality, retail, food services and other service industries. For more information, visit .

About Atlantic Merchant Services
Atlantic Merchant Services is a full service electronic payment solutions provider for businesses of all types. Atlantic provide payment processing services for credit cards, debit cards, gift cards, EBT cards, Fleet/Fuel cards, payroll cards and a wide variety of check services. The managers and associates of Atlantic have worked the majority of their careers helping businesses in the financial transaction industry. Atlantic is the trusted partner of countless community banks, certified public accountants, trade associations and web designers. The majority of Atlantic's business is referred to them by their partners because they know Atlantic will provide the highest level of personal service, at the lowest possible cost for their customers. For more information, visit .


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