USNow Increases State Availability

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An industry leader in the limited medical benefits marketplace now offers group health plans in Rhode Island and has added new benefits in Florida and Oregon.

USNow LP (, a national marketer of limited medical benefit plans for over 10 years and licensed in 46 states will start selling products in Rhode Island.

New enhanced benefits and increased calendar year maximums are now available in Florida and Oregon. These include coverage for hospital admission, diagnostic lab and x-ray, outpatient surgical facility, inpatient miscellaneous expenses, major organ transplants and more.

"Expanding our product availability is welcome news for employers faced with skyrocketing healthcare costs in the midst of the economic crisis", says David Lindsey, President and CEO of USNow.

Companies are having to make tough decisions - pay soaring insurance premiums, pass the high costs to employees, drop medical coverage altogether, or eliminate coverage for the hourly wage and part-time workers. However a company that does not offer healthcare coverage suddenly becomes less attractive to current and future employees, increasing turnover rates significantly.

Employers can minimize the high cost of turnover by offering a limited medical plan. These plans pay a fixed benefit amount for common healthcare needs - doctor visits, outpatient testing, hospitalization, emergency room, surgery, anesthesia, intensive care, wellness services, and prescriptions to name a few.

Premiums are reasonable to both employers and employees, ranging from $50 - $250. Although limited medical plans do not cover catastrophic events, such as terminal illness, they do provide a healthcare alternative that is functional and affordable.

For additional information on USNow, visit or call 800-694-9888.

About USNow
A nationally recognized leader in the field of benefits, USNow pioneered the concept of managed limited benefit plans in the mid-1990's and is one of the fastest growing and dynamic limited medical organizations in the United States.

USNow, based in Plano, TX, provides a total solution to brokers and clients, from enrollment to fulfillment, coupled with superior patient advocacy and customer service. Members get quality healthcare they deserve.

USNow's group limited medical benefit plans are fully insured and underwritten by Pan-American Life Insurance Company. New Orleans based Pan-American is rated A- (Excellent) by A.M. Best and has been a leading international insurance company for more than 95 years.


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Lynn Schramm
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