Cardinal Capital Ranks in the Top One Percentile during the 3rd Quarter of 2008

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Cardinal Capital Management finished the third quarter ranked in the top one percentile of all U.S. equity large cap core managers

Cardinal Capital Management finished the third quarter ranked in the top one percentile of all U.S. equity large cap core managers. The measurement for the quarter ending September 30, 2008 is by the PSN database, the nation's largest separately managed assessment of more than 2,000 investment management firms and more than 10,000 investment products. Even in these tumultuous markets, Cardinal Capital Management's U.S. composite finished the third quarter in positive territory: + 1.29%.

"Our U.S. and Non-U.S. equity portfolio composites outperformed the Standard and Poor's 500 and Morgan Stanley's EAFE (Europe, Australasia and Far East) indices respectively during the third quarter," said Glenn Andrews, President of Cardinal Capital Management. "These two indices are the benchmarks by which we measure our performance. The results are consistent with our objective to exceed the benchmark equity index return net of fees at significantly reduced risk for our clients."

Mr. Andrews explained that Cardinal Capital Management pursues a value oriented investment approach that "identifies solid companies with lower volatilities. As a result, our portfolios tend to perform well in turbulent markets such as these."

For over sixteen years Cardinal Capital Management has created diversified portfolios that have outperformed the market while mitigating risk through periods of market growth and turbulent downturns.

"Please remember that different types of investments involve varying degrees of risk, and that past performance may not be indicative of future results. Therefore, it should not be assumed that future performance of any specific investment or investment strategy (including the investments and/or investment strategies recommended or undertaken by Cardinal Capital Management) will be profitable. A copy of our current written disclosure statement discussing our advisory services and fees is available for your review upon request."

About Cardinal Capital Management
Cardinal Capital Management is an independent, fee-based, SEC-registered investment advisor located in Raleigh, North Carolina. Our clients include successful professionals, business executives, small business owners, retirees, and other individuals who value our high level of experience, expertise, attention to detail and personal service. Our studied and individualized approach to value-based investing is designed to offer excellent returns in a changing market.


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