Cardiff, UK (PRWEB) December 7, 2008
It is rare to meet commuters, shoppers and holiday-goers alike, who do not carry electronic gadgets such as mobile phones, mp3 players, handheld PDAs, digital cameras, or laptops. Yet, despite the risk of loss and theft, heightened by carrying these pricey gadgets around on a regular basis, it is important to check the house insurance policy small-print to ensure that these items are sufficiently covered, says Confused.com.
Darren Black, home expert at Confused.com, says: "Although home insurance covers these electronic items under 'items away from home', nothing can replace the vast assortment of personal information and memories stored on these gadgets; in fact, the theft or misplacement of an mp3 player or iPod, or indeed laptop storing digital media, could result in the loss of hundreds of pounds worth of music, and other downloads.
"With the development of new gadgets, such as the iPhone, condensing email, phone facilities and music into one small device, it is worth considering whether this actually puts consumers at an even greater risk when it comes to theft or loss?
"Most home contents insurance policies can replace the cost of losing an iPod or phone, for example, but very few can replace all of the content. Some policies are able to replace purchased content, such as music tracks, but not the contact lists, emails, photos or documents. In fact, even if the policy pledges to replace lost music, it is extremely unlikely the insurers would honour this without receipts of purchase. For this reason, it is important to always save those iTunes receipt emails to a hard disk. For additional safety, data should be saved to an external hard-drive which should, in turn, be stored safely away for extra security. Downloading legitimate anti-virus software is also a wise investment to make."
For further information please contact:
02920 434 398
Joanna Harte/ Gug Kyriacou
020 7655 0550
Notes to editors
Confused.com is one of the UK's biggest and most popular price comparison services. Launched in 2002, it generates over one million quotes per month. It has expanded its range of comparison products over the last couple of years to include car insurance, home insurance, travel insurance, pet insurance, van insurance, motorbike insurance, breakdown cover and energy, as well as financial services products including credit cards, loans, mortgages and life insurance.
Confused.com is not a supplier, insurance company or broker. It provides a free, objective and unbiased comparison service. By using cutting-edge technology, it has developed a series of intelligent web-based solutions that evaluate a number of risk factors to help customers with their decision-making, subsequently finding them great deals on a wide-range of insurance products, financial services, utilities and more. Confused.com's service is based on the most up-to-date information provided by UK suppliers and industry regulators.
Confused.com is owned by the Admiral Group plc. Admiral listed on the London Stock Exchange in September 2004. Confused.com is regulated by the FSA.