Cardiff, UK (PRWEB) December 19, 2008
Consumers who have individual possessions which are either high-risk or high-worth- however strange the item -should look to have them listed on their home contents insurance policies, says Confused.com. Any item over £1000 can be listed as well as any high-risk item, such as laptops, TVs and hi-tech stereos. Expensive furniture and costly jewellery are some of the more usual items insured by homeowners, but more unusual items must not be overlooked:
Can you tell what it is yet? Home policies for expensive works of art
- If his work is good enough for the Queen, it is good enough to be displayed on the walls of lower- key abodes. A Rolf Harris original was recently declared under the high-risk items category; little wonder, as his artwork is valued at up to £55,000.
Don't forget those gold-dust accessories
- Insuring Manolo shoe collections is understandable, but listing a 'work uniform' as being worth a whopping £5,000 is far less comprehensible.
- Most worrying of all, perhaps, is the 'disco-dancing costume' worth £1,200 which is lurking in the wardrobe of an applicant with a particularly bad case of Saturday Night Fever.
And another thing…
- A crocodile skull and a £10,000 collection of meteorites, along with £3,000 of lace bobbins, a 25lb stuffed, mounted salmon, and a magic lantern are some of the more unusual collections which have been insured.
Darren Black, head of home insurance at Confused.com, says:
"Whether it is a collection of beautiful jewellery, or something more unusual like a crocodile skull which is priceless to its owner, it is important to take out the right level of home insurance, to make sure that it is fully covered. Some of the more unusual items will often be more sentimental than expensive, but it is always worth protecting them from damage, as well as from theft. If the items are proving to be difficult to value, and did not come with a valid valuation certificate or receipt, it is worth checking with the insurance company to make sure that the item is not under or over-valued.
"Either way, it is imperative to make sure that home insurers are aware of these valuables, as they may not always be covered under standard house insurance policies. If it is necessary to take out specialist cover, it is important to shop around for the best deals. Comparison sites provide a one-stop-shop for consumers who can search the market, and receive a competitive quote in minutes."
For further information please contact:
Press Office, Confused.com: 02920 434 398
Joanna Harte/Gug Kyriacou, Polhill Communications: 020 7655 0550
Notes to editors
Confused.com is one of the UK's biggest and most popular price comparison services. Launched in 2002, it generates over one million quotes per month. It has expanded its range of comparison products over the last couple of years to include car insurance, home insurance, travel insurance, pet insurance, van insurance, motorbike insurance, breakdown cover and energy, as well as financial services products including credit cards, loans, mortgages and life insurance.
Confused.com has a panel of 57 home insurers - its typical customer saves £186* on their annual home insurance policy.
Confused.com is not a supplier, insurance company or broker. It provides a free, objective and unbiased comparison service. By using cutting-edge technology, it has developed a series of intelligent web-based solutions that evaluate a number of risk factors to help customers with their decision-making, subsequently finding them great deals on a wide-range of insurance products, financial services, utilities and more. Confused.com's service is based on the most up-to-date information provided by UK suppliers and industry regulators.
Confused.com is owned by the Admiral Group plc. Admiral listed on the London Stock Exchange in September 2004. Confused.com is regulated by the FSA.
- Based on the average customer savings made between January and July 2008.