Woodbridge, NJ (PRWEB) January 5, 2009
With the New Year approaching, almost everyone is making health and wealth resolutions and promises about how this year will be better than the last, especially with everyone being concerned about the state of the economy.. John Amorison, Esq., a Woodbury, New Jersey attorney knows what your number one and number two financial resolutions should be in 2009.
Resolution #1: Get Credit Repair Obsessed."
Resolution #2: Consider mortgage modification.
Resolution #1: Get Credit Repair Obsessed: "By doing so, it can actually save a lot of money on monthly credit card payments, loans and more," says John Amorison, who has been interviewed by noted financial columnist Liz Pulliam Weston, been a guest on WDEL's Delaware Stories and EverydayWealth Radio - and in a story on http://www.bankrate.com.
Each year, obtain a free copy of the credit report. Amorison then helps consumers to repair credit problems. He knows that most consumers don't even realize that negative items on credit reports can be removed after six years. "By simply removing these old items, it will raise the credit score substantially, thereby lowering rates and payment amounts," says Amorison. Plus, by having a high credit score it provides the consumer with options as well as a sense of pride. So there are more good reasons to focus on repairing credit.
John Amorison, Esq., can help to remove outdated issues and mistakes from credit reports and explains to clients what this means to their credit score, interest rates on maturing ARM loans and home equity lines of credit. Fixing credit in a short period of time is very doable. Unfortunately, most consumers simply don't have the time to deal with creditors, writing letters and trying to get a credit report fixed. Attorneys that specialize in credit repair CAN help to do all of the legwork. After obtaining a copy of a credit report and reviewing the credit score and mistakes.
Resolution #2: Consider mortgage modification: If you have a high-interest adjustable rate mortgage (ARM) and are getting close to defaulting on your mortgage, Amorison urges you to consider "mortgage modification." Believe it or not, your bank doesn't want you to foreclose, so contact an attorney, like Amorison, who specializes in mortgage modification. By working with an attorney who specializes in this field, you can work out a payment plan arrangement with your bank and help to save your home!
Amorison says to contact an attorney like him who specializes in credit repair and mortgage modification. Save your home and watch your credit score improve.
John has been interviewed with MSNMoney, Bankrate.com, and is a contributor to Geezeo.com. John is booking a January press tour Now. For more information on John, visit his website at http://www.amorisonlaw.com/.