Armored Debt Center Leads The Way In Debt Negotiation Services

Share Article

Armored Debt Center's Founder, Andrew Roosen, has successfully completed the Professional Debt Arbitration Training Program from IAPDA and Arbitrain™ Training Systems.

Total U.S. consumer debt reached $2.46 trillion in 2007, by far the highest ever, most of it on credit cards with staggering interest rates.

The International Association of Professional Debt Arbitrators (IAPDA) has certified Armored Debt Center's Founder, Andrew Roosen as a Certified Debt Specialist, CDS. This is another step in the certification process for Armored Debt Center which currently negotiates settlements between consumer debtors and credit card companies and collectors.

The IAPDA stringent certification process has helped eliminate those debt settlement companies that are not qualified to offer superior debt settlement services. With the advent of the financial crises facing this nation, it's important for consumers to use a debt settlement company that they can trust.

The Debt Settlement industry is growing very rapidly…
1) Recent changes in Bankruptcy laws make it more difficult for consumers to clear debts. Bankruptcy may no longer offer the total solution debtors need.
2) Housing prices are dropping causing a decrease in available cash for consumers. The mortgage crisis is adding to the financial woes of consumers.
3) American consumers are over $2.46 Trillion in Debt, mostly credit card debt.    
4) Credit card companies are teaming up to track late payments by consumers. Because of new laws, creditors are able to raise consumer's interest rates even if they paid on time with them but paid late with a different creditor. states - "Total U.S. consumer debt reached $2.46 trillion in 2007, by far the highest ever, most of it on credit cards with staggering interest rates."

The average American household with at least one credit card has nearly $19,200 in credit card debt, according to, and the average interest rate runs in the mid- to high teens at any given time.

Debt settlement companies act on behalf of consumer debtors to help them lower their monthly payments and clear their debts for far less than what they actually owe. The completion rates for debt settlement are much higher than credit counseling where the consumer repays 100% of the debt at a nominal rate of interest. According to statistics derived from "Credit Counseling in Crisis" published by Consumer Federation of America, "Only 20 percent of client's enrolled in Consumer Credit Counseling successfully complete the program." Therefore, for many, Debt settlement is a superior option for consumers to resolve their debt issues.

"Negotiating debt is one of the most aggressive and legitimate means to eliminate debt. Our goal is to help our clients get back on financial track as soon as possible and give them back the quality of life they deserve," explains Armored Debt Center's founder, Andrew Roosen. "Companies like Armored Debt Center have stepped in to help people from being bullied around by these big banks and assist clients in regaining their financial freedom. The problem lies in the fact that most people do not understand what their rights are or don't understand the necessary steps that must be made in order to negotiate with their creditors. If you understand the rules and know what to expect, you will significantly increase the chances for a successful debt settlement."

Armored Debt Center, a licensed debt settlement company can be viewed on The Association of Settlement Companies (TASC) website by clicking:

Debt Settlement Services offered by Armored Debt Center are available throughout the United States. For more information call Armored Debt Center at (866) 277-8677.

Armored Debt Center is headquartered in Irvine, California. The company's principal activities include providing debt settlement services.


Share article on social media or email:

View article via:

Pdf Print

Contact Author

Mel Shubash
Visit website