TAPCO Credit Union Offers Discounted Car Loans

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In an era when many Washington state consumers and small businesses are having difficulty obtaining good loans, TAPCO Credit Union has teamed up with five local car dealers in a major loan program at low interest rates for new and used cars. From now through Feb. 15, TAPCO is loaning money at great rates and the local dealers are offering terrific deals in TAPCO's 13th annual "Sweetheart Car Sale to qualified buyers.

With Valentine's Day fast approaching, TAPCO Credit Union is offering unbelievably low rates - as low as 2.99 percent in its 13th annual Sweetheart Car Sale.

If you're looking for a new or used car, TAPCO Credit Union can put you in the driver's seat for a sweet deal at five select Tacoma car dealers - legendary for providing customer satisfaction. This means qualified TAPCO members can choose from a huge selection of outstanding cars at customer-minded dealers and get a terrific loan rate, too.

For this mega event, TAPCO is offering a bevy of sweetheart discounts: .5 percent for 20 percent down; .25 percent for having a TAPCO checking account; .25 percent discount for automatic payment from TAPCO account; .75 percent discount for Sweetheart Sale promotion; and .50 percent discount for buying from a participating dealer.

So if you are in the market for a new or used car, visit one of TAPCO's six convenient locations in Pierce County: 6312 19th Street West in Fircrest; 2802 6th Avenue in Tacoma; 933 Tacoma Avenue in downtown Tacoma; 5303 112th Street East in the Puyallup/Summit area; 4827 Pt. Fosdick Drive N.W. in Gig Harbor; and 13505 Pacific Avenue in Parkland.

You can also visit one of TAPCO's valued Participating dealers. The dealers are: Gene Pankey Motors, Gilchrist Chevrolet/Buick/GMC/Pontiac, South Tacoma Honda, South Tacoma Mazda, and Titus-Will Ford/Toyota.

But to take advantage of these Sweetheart deals, remember: TAPCO's Sweetheart Car Sale and participating dealer discounts runs through Feb. 15, 2009.

If you're not a member, it's easy to join TAPCO - a model of consistency in providing service and affordable loan rates for thousands of its members in Tacoma and throughout Pierce County in Washington state since 1934.

TAPCO was one of the first financial institutions to provide secure and free mobile banking, online banking and bill pay at http://www.tapcocu.org. That's in addition to its six convenient locations, affordable loan programs and other valuable financial services.

TAPCO members' savings are federally insured to at least $250,000 by the United States government and National Credit Union Administration (NCUSIF), a U.S. government agency. NCUSIF insures the savings of more than 86 million members in the nation's federal credit unions. It's worth noting NCUA is supported by credit unions, not federal tax dollars.

TAPCO has repeatedly been named recipient of the ''Dora Maxwell Award for Social Responsibility.'' Ms. Maxwell is well-regarded for her efforts to help the needy in the nation's early credit union movement.

TAPCO received the social responsibility honor on multiple occasions for its work with organizations, including Mary Bridge Children's Hospital, Law Enforcement Youth Camp for disadvantaged youth, and for a program to aid the Washington State Council of Firefighters Burn Foundation.

TAPCO has also been instrumental in helping other important causes, such as Tacoma/Pierce County Crime Stoppers; Tacoma-Pierce County Chaplaincy; and Biz Kid$, a financial literacy program for children, which airs on PBS station, KBTC. TAPCO was also instrumental in establishing Biz Kid$ as a nationwide PBS program.

TAPCO was established the same year when the credit union movement began during President Franklin D. Roosevelt's innovative "New Deal." He signed The Federal Credit Union Act into law on June 26, 1934.

Why Join a Credit Union?
Credit unions are member-owned cooperative financial institutions that are historically organized around a common bond, such as an employer. Credit unions, unlike banks, are not-for-profit organizations existing only to serve their members. This enables them to pay favorable rates on savings accounts and charge competitively priced, low interest on loans.

Why Join TAPCO?
TAPCO Credit Union has a long and rich history in Pierce County. Founded in 1934 by nine City of Tacoma employees, TAPCO has grown to over 24,000 members.

Each member has a voice in how TAPCO operates. Member participation keeps TAPCO focused on the founding members' vision of "People Helping People."

How Does TAPCO Operate?
While maintaining a professional staff to run daily operations, TAPCO is governed by a Board of Directors that establishes and reviews policy. The Directors are TAPCO members who are elected by the membership and serve without pay. Every member has one vote, regardless of how much he or she has on deposit. At TAPCO, there is no select group of shareholders that profits more than anyone else. All members profit, individually and collectively.

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Brenda Minickiello
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