Seven Tips for Improving Your Personal Credit Rating

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Monitoring and maintaining your credit in these tough economic times is very important. Here are 7 simple steps you can take to maintain or increase your credit ratings.

In today's economy, more than ever, it is crucial to monitor and understand your credit score.

With today's economic turmoil it is easy to understand why more and more Americans are accruing debt. Consumer debt in the U.S. is rapidly approaching $3 trillion with roughly 37% of that figure accounting for revolving credit (credit cards). As these staggering numbers continue to grow it is easy to see why consumer lending has slowed down.

Today, more than ever, it is critical to control your debt and keep you credit score as high as possible. One never knows what the future may hold and when they may need to utilize credit. StarReviews offers these seven tips to help you improve your credit:

1. Get a Copy of Your Credit Report and Monitor It - This is the best way to monitor your credit plus prevent identity theft.

2. Stop Using Your Credit Cards - high balances negatively affect your credit.

3. Stay Current on Your Current Debts - past due balances cost you money in late fees but also negatively affect your credit.

4. Leave Older, Established Credit Cards Open - longevity in established credit is a plus to the credit agencies

5. Don't Open More Credit Accounts - new inquiries when opening accounts are negatives to your credit report.

6. Try and Increase Your Credit Limits - available, unused credit is a plus ... but don't get carried away.

7. If Necessary, Get Professional Assistance - Visit one of the many professional organizations that assist you in negotiating your debt.

"We understand how critically important someone's credit score is," said Jeffrey Rosenzweig, Vice President of Marketing for StarReviews. "In today's economy, more than ever, it is crucial to monitor and understand your credit score."

For many years credit was easy to come by and debt was easy to accumulate. However, its never too late take control of your debt, increase your credit score and improve your financial well-being. There are many great resources on the web to assist you and StarReviews is committed to helping you find and understand which ones are the best for your needs.

About StarReviews
StarReviews is located in Delray Beach, FL and was developed in the summer of 2005. The company is comprised of Internet marketing professionals who truly enjoy reviewing products and websites. After years of experience consulting with various online businesses and combing through hundreds of websites daily we noticed a need to compare web services so that consumers can make well informed decisions before making purchases online big or small. To find out more about the industry's leading review and comparison website please visit, StarReviews

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Arthur Frischman
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