New Brunswick, NJ (PRWEB) March 26, 2009
CURE Auto Insurance was a proud participant in "Crash Course: A Survival Guide for Teens, Parents & Professionals" on March 12, 2009. Eric Poe, COO of CURE was a feature presenter at the event, which was held at Robert Wood Johnson University Hospital in New Brunswick, N.J. The event was sponsored by Robert Wood Johnson's Level One Trauma Center in partnership with Bristol-Myers Squibb Children's Hospital.
Poe's presentation, entitled "Before They Hit the Road", offered guidance and insight on what parents and guardians need to know about teen driving and car insurance. He focused on three main areas: teen driving statistics, tips to ensure safety and caution, and how to manage the cost of insuring a new driver.
Poe noted that almost 53 percent of tickets given to teen drivers are a result of teens driving at excessive speeds, and that speeding is also the number one cause of teen car crashes. He also cited a study by the National Highway Traffic Safety Administration that highlights the devastating effects of drinking and driving among teen drivers. According to the study, an alarming 31 percent of teen drivers killed in auto accidents in 2006 had been drinking and 25 percent had a blood alcohol concentration of .08 or higher. In addition, every nine minutes a teenager is involved in a car crash in New Jersey alone.
"These are alarming statistics," said Poe. "Car accidents are the leading cause of death among teenagers. This doesn't have to be the case though. Implementing and teaching children and parents proper safety techniques greatly lower risk levels across the board."
Poe offered the following insight:
- Studies have shown that teenagers learn from consequences NOT lectures / warnings
- Studies show that teenagers need to be provided warning of loss of privileges and enforcement of those consequences
- 2005 study by Temple University indicates that the frontal lobe of the brain leads to inability assess risks until 25 years of age
In addition to stressing the need for caution and parental guidance, Poe also provided tips for how parents can save money on insuring a new driver. They are:
- Increase your deductibles for collision coverage - since it primarily only covers the physical damage to your car as a result of an accident that is your fault
- Buy an older car for your child
- If you are gainfully employed full time with health insurance choose the Health PIP option
- Shop around
Through his presentation, Poe provided over 150 attendees with rare and valuable insights into the workings of the auto insurance industry, and offered advice on how to reduce the cost of insuring young drivers without sacrificing quality of coverage. Poe's presentation and CURE's participation in the event are consistent with the company's consumer advocacy approach to providing auto insurance.
Additional safe driving and cost savings tips can be found online at http://www.drivewell.com or by calling 800-535-CURE.
Headquartered in Princeton, N.J., Citizens United Reciprocal Exchange, (CURE) is a not-for-profit reciprocal exchange. Founded in 1990 by New Jersey Insurance Commissioner James J. Sheeran and award-winning insurance expert, Dr. Lena Chang as answer to the insurance crisis in New Jersey, CURE continues to lead the way as the not-for-profit solution for responsible drivers and the "cure" for the continuously evolving auto insurance problems. CURE is currently available in New Jersey and Pennsylvania. More information can be found at http://www.drivewell.com or by calling 800-535-CURE.