Dallas, TX (PRWEB) March 26, 2009
Everyone knows what to do when their house or car has been broken into: file a police report and hope the cops can find the thief (or at least some of the stolen belongings). Many might also know who to call to replace broken windows or change the locks.
But what should be done in the case of a stolen identity? Can an identity ever be fully reclaimed? How can the damage be repaired?
The answers to these questions vary depending on which bits of the victim's identity were taken. Was it a Social Security number used to get employment? Was a notice sent out explaining that personal information was compromised in a corporate data breach? Or maybe a thief ripped off a wallet full of credit and debit cards. There are many different ways identity fraud can happen, and many different possible steps to recover from the damage.
To clear the confusion for victims, SpendOnLife.com offers an easy-to-use Identity Theft Recovery Kit. The kit aims to cut down on the time and energy a victim expends repairing the damage. A personalized checklist offers suggestions tailored to a victim's particular situation. Were checks stolen? Are there fraudulent accounts listed on a credit report? Or perhaps it might be mail fraud? The kit tells how to handle each of these situations clearly and concisely.
Almost every identity theft victim has a horror story about recovering from the crime. Hours on the phone to creditors, closing compromised accounts and opening new ones, changing passwords, filling out paperwork with the police and/or the credit bureaus...the list goes on. Some victims are even denied loans to buy a new home or car because the crime had so completely wrecked their credit.
Spend On Life wants to make the recovery process a little less painful for the ever-growing number of ID theft victims. In addition to the personalized checklist, the Identity Theft Recovery Kit includes a resource guide with useful contact information for the credit bureaus, major financial institutions, and more. Victims can use the kit's log sheets to document every step of their recovery process. The kit also explains simple ways to protect your privacy and limit your exposure to the threat of future ID theft.
The Spend On Life Identity Theft Recovery Kit is completely free, and can be easily downloaded from the web at http://www.spendonlife.com/idtheftkit. Identity theft victims can download and print the SpendOnLife.com kit to stay informed and organized throughout the recovery process.
SpendOnLife.com (http://www.spendonlife.com) is an online resource that offers the educational materials and tools needed to achieve healthy credit and prevent identity theft. SpendonLife.com makes it easy to get your credit reports and scores, and offers credit monitoring services. Our goal is to help consumers understand their credit and the dangers of identity theft.
# # #