Irvine, CA (PRWEB) April 13, 2009
ProtectMyID.com, a leading, full-service provider of identity theft detection, protection and fraud resolution, today announced ways to help consumers choose an Identity Theft Solution. Identity theft is one of the fastest growing online crimes in the United States. According to the Federal Trade Commission, as many as 9 million Americans have their identity stolen each year, including over 400,000 children. That's why it's vital to help reduce risk and help protect individuals and their families with a comprehensive identity Theft solution.
With literally dozens of identity theft protection products on the market today, it can be hard for even the savviest consumer to know which solution is right for them. Here are the most important things to look for when researching Identity Theft solutions:
Daily Credit Report Monitoring - Checking a credit report once a year isn't enough. The best protection comes from daily credit monitoring. Make sure you choose a product that monitors all three major credit bureaus every day. This is important because information might not be consistent from one bureau to another; monitoring all three credit bureaus provides better protection.
E-mail/SMS Alerts - Many products offer alerts when key changes occur, and though this is an important feature, look for a product that offers "all clear" emails as well; that way, consumers know it is working. A truly comprehensive solution should alert any changes or suspicious activity in credit reports, this includes:
- New accounts opened in an individual's name
- New applications for credit
- Address changes
- Public record changes
- Potentially negative information on credit files, such as a bankruptcy
Resolution Assistance - Make sure the solution offers dedicated Identity Theft Resolution professionals, who can act as an advocate and work to resolve any fraud or identity theft issues that might arise.
Credit, Debit & ATM Card Protection - In the event of lost, stolen or misused cards, make sure the service will reimburse for any stolen funds that a bank or credit card company is not responsible for.
ID Theft Guarantee - Having identity theft guarantee to reimburse for expenses not covered by the banks or credit card companies, should an identity get stolen, is an invaluable feature. The higher the amount, the safer a consumer will be. Play it safe and don't settle for anything less than $1 million.
ProtectMyID.com is a leading, full-service provider of identity theft detection, protection and fraud resolution. We are passionate about helping our customers defend against identity theft and shielding them from the hassles and financial loss that can accompany this crime. Our U.S.-based team, which includes experienced Identity Theft Resolution Professionals, is dedicated to providing easy-to-use and convenient products as well as personal service that our customers can rely on.
ProtectMyID.com is part of a family of online sites belonging to ConsumerInfo.com, Inc., an Experian company. ConsumerInfo.com, Inc. was founded in 1995 to give consumers quick, easy, and inexpensive access to their credit histories. It is now the leading provider of online consumer identity theft protection, credit monitoring, credit scores and credit reports to millions of U.S. consumers.
Experian is a global leader in providing analytical and information services to organizations and consumers to help manage the risk and reward of commercial and financial decisions. We employ more than 12,500 people in over 32 countries, supporting clients in more than 60 countries. Annual sales are in excess of $3.1 billion (£1.7bn, €2.5bn). Experian Group Limited is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE-100 index. Our corporate headquarters are in Dublin, Ireland and we have operational headquarters in Costa Mesa, California and Nottingham, UK.