Los Angeles, CA (PRWEB) April 15, 2009
Nearly two-thirds of the unemployed do not collect unemployment benefits, and many are left struggling to find a replacement for their company health insurance. "Smart Unemployment" (http://www.SmartUnemployment.com) offers a solution for the millions of Americans who are not receiving unemployment benefits, and provides a framework for finding affordable, quality healthcare. With the passage of the American Recovery and Reinvestment Act in February 2009, this missed opportunity for unemployment benefits can amount to over $30,000 per person in some states.
The recession claims thousands of jobs every week. Government figures show that approximately only one out of every three unemployed workers actually collect unemployment benefits. "Many people think they are ineligible to file for benefits, while others have become frustrated with the application process," according to Carl Stevens of Smart Publishing. "And during this recession, we have seen more employers actively disputing unemployment claims." Stevens also notes, "Each laid off employee who collects unemployment benefits costs a company more money in terms of future payroll taxes, giving companies the incentive to dispute unemployment claims."
"Smart Unemployment" also addresses the concerns associated with losing employer-provided health insurance during unemployment. Many people who are recently unemployed view COBRA as the only healthcare option. The book provides a three-step, interactive approach to help anyone determine the health plan that best fits his or her needs. "Smart Unemployment" explores multiple forms of healthcare coverage, including individual health insurance, COBRA, temporary health insurance, high-risk pools, non-employer group insurance, relative coverage, free clinics, and a variety of government-sponsored health programs.
"Smart Unemployment" is available for instant download in electronic format at http://www.SmartUnemployment.com. A print version will be available in bookstores soon.
For information: http://www.SmartUnemployment.com