Burgess Ltd Announce PPI Sickness Insurance Clients are Covered in Case of a Full Scale Swine Flu Pandemic
Following the sporadic outbursts of Swine Flu, influenza variant strain H1N1 in the UK, Burgesses Ltd announce that all PPI with Sickness insurance cover clients are covered in case of a full scale Swine Flu pandemic.
London, UK (PRWEB) May 3, 2009 -- Uncertainty and fear have been jamming the enquiry lines of Burgesses Ltd and other insurance brokers and companies up and down the country this week, following the sporadic outbursts of Swine Flu, influenza variant strain H1N1, associated with travellers returning home after vacation in Mexico.
Unlike the questions regarding travel insurance which have been covered extensively in the national press, it appears the UK public are more concerned about their individual personal covers, should Swine Flu become pandemic.
Hayden Powers, Customer Services Manager at Burgesses Ltd, the UK's largest online supplier of independent income protection insurance and mortgage protection insurance for Sickness and ASU products http://www.burgesses.com explained,
"The majority of sickness insurance protection products sold by online independent providers such as ourselves in the UK, cover Flu and it's associated sickness, and we can assure all our clients and direct customers that they are covered 'back to day one' of a period of sickness caused by swine flu.
It is important that a sickness insurance policy includes the back to day one cover, as most income insurance and mortgage payment protection policies for sickness have a thirty day excess period before you can claim. If your swine flu sickness period only lasts three weeks and you have a thirty day excess period with no back to day one of your sickness cover, then you will not be able to claim."
Other UK Insurance companies are also bracing themselves for claims.
Robin Ranks of UK Commercial Ltd http://www.uk-commercial-insurance.com the online UK commercial insurance broker network, confirms that many small business owners are very concerned about the effects of swine flu on their business.
He said,
"They are concerned about the interruption to their business that widespread Swine Flu might bring. We have had enquiries as diverse as from freight forwarder customers that do business in Mexico with imported goods, through to clients who have Keyman Insurance who are concerned about business continuity if these key players fall victim to the flu. However most enquiries have been from small businessmen concerned about additional pressures on their already struggling businesses that swine flu might bring, in particular business insurance coverage under the contingency sections of business interruption.
A major problem will arise if companies are forced to close due to a swine flu pandemic, and the nature of the risk becomes fundamental. In this scenario the UK Government will have to step in to rescue falling businesses."
Dave Healey underwriting expert at online specialist car insurance comparison site http://www.car-insurance.tv warns of the dangers of driving with flu.
He said,
"We are warning our clients against driving if they are suffering the effects of flu or on medication prescribed due to having contracted swine flu. Aside from any legal obligations, persons doing so are at a much higher risk of having an accident"
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