Independent Insurance Agency Offering Options to Individuals Who May Not Qualify for COBRA Subsidies

JLJ Insurance Services Steps In with Low-Cost Healthcare Plans

Scottsdale, AZ (PRWEB) June 16, 2009 -- JLJ Insurance, a leading provider of low cost individual health insurance in Arizona, may be able to help those who have been involuntarily terminated and need first-rate health care coverage, but do not qualify for the COBRA subsidy provided by the federal government. The current high rate of unemployment during the economic recession has caused many individuals to become uninsured or underinsured. In response to this crisis, JLJ is offering several affordable healthcare plans.

The recent American Recovery and Reinvestment Act (ARRA), signed by President Obama, allows workers who have been laid off and who meet certain requirements to get a break on COBRA premiums while giving the former employer a substantial tax credit. The subsidy continues for up to nine months for employees and their qualified beneficiaries.

"While this is an excellent plan - in theory - there are a number of people in Arizona who will not qualify under the strict guidelines of ARRA, and where does that leave them?" said Leigh Johnson, independent insurance agent for JLJ Insurance Services. "For those individuals who are forced to find coverage for themselves and their families on their own without COBRA as an option, contacting an independent agent to custom tailor a plan to fit their needs might be the most affordable alternative. More than ever, these individuals need Arizona low cost health insurance."

Johnson encourages individuals who have been involuntarily terminated to speak directly with the human resources department or benefits coordinator at their former company to determine whether they are a candidate for the COBRA subsidy. They are the best resources for discussing the details and parameters of the ARRA.

"If individuals find that they don't qualify for the subsidy, they are in luck. JLJ has several excellent and affordable Arizona health insurance plan options that will give them the coverage they need for themselves and their families," added Johnson. "Whether they need short-term or long-term coverage, we can help today. No one should ever be without health insurance. All they need to do is call us."

Disclaimer: This press release is not intended as individual health insurance advice. COBRA/ARRA subsidy may or may not apply depending on your individual circumstances. Discuss your eligibility and personal circumstances with present or former employer and/or human resources department.

About JLJ Insurance Services
Since 1990, JLJ Insurance Services has been providing residents of Arizona with competitive healthcare quotes. With a comprehensive line of coverage, including low cost dental insurance in Arizona, as well as life, disability and medical plans, they are a full-service agency. They work with leading Arizona insurance providers such as Blue Cross/Blue Shield of Arizona, Health Net, UnitedHealthcare, Humana, Cigna and Aetna. For more information on their services or to get a quick online quote, please visit their website at www.jlj-insurance.com.

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