Offers Tips on Finding the Best Car Insurance in a Tough Economy

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As consumers are tightening their belts and pinching their pennies, they are looking to cut costs wherever they can. Skimping on car insurance coverage is no exception. However, consumers can compare top insurers nationwide to find the best car insurance coverage and the cheapest car insurance premiums. gives tips how.

As unemployment numbers increase, so does the number of uninsured drivers on the road. A recent study by the Insurance Research Council found that for every one percent the unemployment number increases, the number of uninsured drivers on the road increases by three quarters of a percent. However, consumers can find the best car insurance coverage at a low price with user-friendly online tools. gives tips how.

Today’s insurance shoppers have access to endless amounts of information readily available online to compare top insurer nationwide. Rather than having to pull out a phone book, call countless auto insurance agents, discuss policies with each, compare quotes and choose the policy with the cheapest car insurance premiums, insurance shoppers can have insurance agents come to them with websites such as

There are several websites that insurance shoppers can use to find the cheapest car insurance premiums. Users can quickly enter basic information about their car, driving history and residence. This online form will be sent to a network of car insurance agents in the local area who will use the information to come up with a quote. The agents are aware that other agents are competing for the same consumer, so they will work that much harder to ensure they are offering the most complete car insurance coverage at the absolute lowest rate.

This method of shopping for car insurance takes the research and time consuming leg work out of researching rates for consumers and nearly guarantees that they will find the best car insurance. The websites that focus on this method of car insurance shopping compare top insurers nationwide and provide articles with money saving tips for consumers. With these tools, consumers are sure to find the cheapest car insurance premiums.

Although the quickest and easiest way to save money on car insurance is to get free quotes from multiple insurers, there are additional ways to add savings to your policy. Insurance shoppers can start by asking their insurer how to can save. They will likely offer a few suggestions.

Whether the insured rents or owns their home, a bundle can be saved on insurance policies with a reduction in premiums. If there is more than one driver on a policy, savings can be added by bundling individual policies. Insurance shoppers should talk to their agent about taking drivers safety courses, which can improve driving skills and add to savings when the course is completed. An excellent credit rating can also help reduce rates.

If an insurance shopper is in the market for a new vehicle, they should talk to their agent about what makes and models come with the highest and lowest premiums. How much the car insurance could cost is something that should always be factored into the overall cost of a newly purchased car. If an insurance shopper is looking to insure an older vehicle, it is advisable to talk to an insurance agent about diminished value. As the value of a car decreases, so should auto premiums.

With the number of uninsured motorists on the road, the risk of being involved in an accident with such a drivers has increased. If this occurs, getting compensation for damages can be difficult, costly, and time consuming. It is advisable to discuss uninsured motorist coverage with an insurance agent. This type of coverage is relatively inexpensive to add to premiums and will cover an insured person if they are ever in an accident with an uninsured motorist.

Find the cheapest car insurance premiums and compare top insurers nationwide by visiting It’s a quick and easy way to get free car insurance quotes from local agents.

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Marlene Brown

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