Credit & Debt Management of America (CDMA) Earns Certification From The United States Organization for Bankruptcy Alternatives (USOBA)

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This certification furthers CDMA's commitment to the consumer and the debt settlement industry through the highest level of operations and customer support.

Credit & Debt Management of America (CDMA), a leader in helping people avoid bankruptcy, today announced that they have earned their certification from USOBA and are now complaint with USOBA's best practice standards.

"We couldn't be more thrilled about being one of the few debt settlement companies in the US to earn the USOBA certification," said Chuck Stephenson, Managing Partner of CDMA. "This certification confirms our commitment to compliance, quality and customer service excellence."

USOBA's Best Practice Standard is a compilation of guidelines relating to consumer protection of finances and personal information, security through proper training and regulation of debt assistance personnel, accurate and honest advertising, and clear verbal and written communications between company representatives and consumers. By working with regulators, in the presence of legislatures, to create the USOBA Best Practice Standards, member companies who have been certified by British Standards Institute Management Systems (BSI) are companies who have demonstrated their commitment to the highest level of operations and customer support.

Additionally, 10 state regulatory agencies that have debt settlement specific laws have accepted the BSI audit as fulfillment of the state law requiring that a company be audited and certified by a neutral third party.

About the United States Organizations for Bankruptcy Alternatives
The United States Organizations for Bankruptcy Alternatives is committed to working with and informing legislators, regulators, consumers, creditors, and governmental bodies about the debt negotiation industry, and advocating for fair regulation and protection of consumers. USOBA provides its member companies with important industry related information, including legal compliance requirements for every state across the country.

About CDMA
CDMA is a debt settlement company that empowers customers with honorable alternatives to bankruptcy. This is done through personalized and proven services. CDMA's Service Division helps consumers settle over $400,000 in debt each week with their creditors and has a 90% track record of success. CDMA is headquartered in Dallas, TX and is a privately held company. For more information about CDMA, please visit


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