Despite 130 Million Credit Card Records Hit, Just 6% of Consumers Obtaining Credit Scores Concerned About Identity Theft

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Survey Results of 270 Consumers Seeking Credit Scores

Consumers who have a credit monitoring service can be alerted to any changes in their credit reports and see if their credit scores were impacted. It can be a first window into identity theft, especially if there is an unauthorized change of address, unrecognized credit account, or suspicious charge.

Albert Gonzalez and two unnamed Russians were charged in New Jersey on Monday, August 17 in the largest data breach criminal case in U.S. history according to news reports. Despite the magnitude of the case, just 6% of consumers surveyed seek their credit scores because they ''think they may be the victim of identity theft.''

A survey of 270 consumers reveal that the top benefits and reasons for seeking their credit scores and reports. The results are as follows:

  •     42% are looking for inaccuracies in their credit reports
  •     22% are considering applying for a new credit card, loan or mortgage
  •     14% want to be alerted whenever there is a change in any of their 3 credit scores
  •     6% think they may be a victim of identity theft
  •     16% selected "other" unspecified reasons

FreeScore.com, a service that provides consumers with access to their credit scores, reports and monitoring, conducted the survey from July 22 to August 18, 2009. All respondents opted-in to participate in the survey after signing up for FreeScore.com seven-day free trial service.

According to Rob Wyse, spokesperson for FreeScore.com, "Consumers who have a credit monitoring service can be alerted to any changes in their credit reports and see if their credit scores were impacted. It can be a first window into identity theft, especially if there is an unauthorized change of address, unrecognized credit account, or suspicious charge."

About FreeScore, LLC
FreeScore, LLC, is a service that provides consumers with access to their credit scores, reports and monitoring. For more information, go to FreeScore.com.

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Rob Wyse

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