The Hot 20: UK Hotspots for Theft and Burglary Revealed

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Nottingham most at risk; London claims five of the top 20 most at risk for theft or burglary; Ensure home insurance is up to date

Homes in London and Nottingham were the most likely in the UK to make a claim for theft or burglary on their home insurance, according to research from

The UK's leading price comparison site analysed 2.6 million home insurance enquiries on the site last year and found London held five of the top 20 postcode districts most at risk of theft or burglary, followed closely by Nottingham which has four. The research revealed SW11 in Clapham and N8 in Hornsey are the most risky postcode districts in London, and NG5 in Arnold and NG2 in West Bridgford claim the top spots for Nottingham - NG5 also takes the top spot overall, ranking it as the riskiest place to live. Other postcode districts at high risk of theft and burglary include LE3 in Leicester as well as Ellesmere Port in Cheshire*.

Julie Owens, head of home insurance at said: "Along with many other UK cities London and Nottingham are classed as high risk areas for crime and it is no surprise to see these areas dominating the top 20. The research highlights a broad mix of areas across the North and South of the UK so it is clear that no matter where you live, there is always a risk you could become a victim of theft or burglary, and this should not be taken with light consideration.

"Properties classified as being in a 'high-risk' area - whether that be for crime, or something like flooding or subsidence, could mean the price of your insurance premiums will be affected. Unfortunately there is no escaping this and to make matters more complicated, there are no hard and fast rules which apply. Most insurers have a blanket approach when it comes to assessing postcode districts for home insurance and this really needs to change. If houses are evaluated on a case by case basis it would mean homeowners received quotes at the best possible prices for their individual circumstances.

"With the UK in the midst of recession, and recent ABI statistics reporting that in the first quarter of 2009, the cost of burglary insurance claims topped £100 million, making it the most expensive quarter for five years**, homeowners need to be extra vigilant when it comes to security for their homes. You never know when an opportunistic thief may strike, and I would advise ensuring your home contents insurance is fully up to date, and is at a high enough level to cover all belongings sufficiently."

The Hot 20 List:
NG5 - Arnold - Nottinghamshire
LE3 - Leicester - Leicestershire
NG2 - West Bridgford - Nottinghamshire
CH66 - Ellesmere Port - Cheshire
LS8 - Roundhay, Leeds - West Yorkshire
SW11 - Clapham - London
S8 - Sheffield - South Yorkshire
N8 - Hornsey - London
CR0 - Croyden - Surrey
BN3 - Hove - East Sussex
NG3 - Sherwood - Nottinghamshire
NG8 - Bilborough - Nottinghamshire
BR3 - Beckenhem - Kent
M28 - Manchester - Greater Manchester
LS15 - Grossgates, Leeds - West Yorkshire
E17 - Walthamstow - London
BS7 - Bristol - Avon
SW6 - Fulham - London
SE23 - Forest Hill - London
SL6 - Maidenhead - Berkshire
=Results based on 2.6 million home insurance quotes on for twelve months (full year 2008)
Percentage related to households affected by theft or burglary in that postcode district

Notes to Editors:
*Only postcodes that had a minimum of 100 home insurance searches were included in the results.

** ABI research:

There are 3024 postcode districts in the UK according to the Office of National Statistics.


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Nicki Parry
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