Losses by Students of 2009 Summer Trips Should Alert Parents & Teachers: Protect School Tours with 3rd-Party Group Insurance Plans

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The loss by 42 high school groups of student trips to France this summer due to an educational tour operator's bankruptcy should serve notice to parents and students. Protect school trips with Student Group Plans from Travel Insured.

There is no money left. I don't take this lightly. This affects kids everywhere.

The widely-reported bankruptcy of a New England-based educational tour company last May left 42 high school groups across the country with cancelled, prepaid summer trips to France and other countries. There were no refunds available for the approximately $5,000 paid and lost by each student. Most regrettably, protection plans purchased directly from the tour operator were worthless because they did not cover that company's default or bankruptcy. As an attorney for the bankrupt operator told the media at the time: "There is no money left. I don't take this lightly. This affects kids everywhere."

Travel Insured International (http://www.travelinsured.com), one of the travel insurance industry's leading independent companies for third-party insurance, believes that parents and teachers can learn valuable lessons from this recent misfortune. One is the value of using an experienced, professional travel agent. In the New England operator's failure, most of the school trips were organized by teachers working directly with the supplier. Travel agents, however, add value by delivering group planning expertise, destination knowledge, and guidance to their clients in the vital necessity of 3rd-party travel insurance including bankruptcy and default protection.

Student Group Plans from Travel Insured

Travel Insured International offers five great group plans for student groups of 10 or more members. They include Student Basic, Student Basic Cancel for Any Reason, Student Comprehensive, Student Comprehensive Cancel for Any Reason, and Student Post Departure Plans. Except for the Post Departure, all of these plans include Trip Cancellation coverage that can protect your group when a supplier bankruptcy or default occurs more than 14 days following the insured's effective date. Each plan also includes Trip Interruption, Trip Delay and Emergency Evacuation benefits, as well as other coverage that varies depending upon the specific type of policy purchased. The Trip Interruption benefit also provides protection should the supplier default or bankruptcy occur during the course of the student trip, again as long as it occurs more than 14 days following the insured's effective date.

For students preferring or needing to purchase trip insurance individually, Travel Insured International offers bankruptcy and default coverage under Trip Cancellation / Trip Interruption in the Worldwide Trip Protector, Trip Protector Gold and Trip Protector Lite Expanded Plans when the bankruptcy or default occurs more than 14 days following the insured's effective date. Remember that Travel Insured's comprehensive plans, whether individual or student group, include Emergency Travel Medical Expense coverage that is especially important for international trips. Remember that U.S. health care plans normally do not provide coverage outside the U.S.!

Students work hard to raise money for their school trips and deserve to enjoy the educational experience these journeys provide. Don't disappoint them by allowing them to book their trip without 3rd-party travel insurance with bankruptcy coverage!

About Travel Insured International
Travel Insured delivers comprehensive travel protection benefits ranging from trip cancellation and trip interruption to emergency assistance and Medevac insurance, travel accident and sickness medical expense, accidental death and dismemberment, missed connection and baggage delay or loss.

The company's travel insurance plans include its comprehensive Worldwide Trip Protector, the most popular travel protection plan and Worldwide Trip Protector Gold, an enhanced travel insurance plan designed to protect luxury vacations and business trips. Travel Insured also offers two travel insurance plans designed to provide basic yet flexible protection for families and budget conscious travelers, its Worldwide Trip Protector Lite insurance plan and Worldwide Trip Protector Lite Expanded insurance plan. Finally they offer a Medical Protector insurance plan, an Airline Ticket Protector plan as well as a complete offering of Group Travel Insurance plans including Student Group insurance plans.

Visit Travel Insured's web site at http://www.travelinsured.com or speak to a friendly, knowledgeable Travel Insured customer care professional at 1-800-243-3174.

Travel Insured International, based in East Hartford, Connecticut, was founded in 1993 by the foresight of insurance industry executive Peter Gehris when he acquired the travel protection division of the Travelers Insurance Company. Coverage is underwritten by Arch Insurance Company (a Missouri corporation, NAIC #11150) with executive offices located in Jersey City, NJ. Not all insurance products or coverage is available in all jurisdictions. Coverage is subject to actual policy language.

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John Stone
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