Chicago, Ill. (Vocus) September 4, 2009
As teens head back to school, many are gearing up to get behind the wheel – some for the first time. Young drivers are among the riskiest, and most expensive, to ensure. It can be difficult for parents to find discount car insurance, but DiscountCarInsurance.org offers some tips on how to find cheap car insurance and additional car insurance discounts for their teens.
First, parents should stress the link between safe, violation free driving and the cost of insurance. One of the most important steps in finding getting cheap car insurance is to have a violation free and accident free record. Even one accident or moving violation can send premiums skyrocketing. Since it takes several years for the violations to be removed, these can mount and send premiums even higher. Parents should make sure their young drivers fully understand this connection as it will affect their car insurance costs immediately and in the future. Having the young driver pay for all or a portion of their car insurance can especially drive this point home.
Parents of young drivers can find car insurance discounts in a few different ways. Many insurers offer good student discounts, which is a discount on car insurance premiums if the student’s GPA is above a certain level. Other insurers will offer additional car insurance discounts for continued driver’s education courses that teach the importance of defensive driving and how to maneuver a vehicle to avoid accidents. Parents should ask about these additional car insurance discounts before deciding to go with any specific insurer.
When looking for discount car insurance, consider the car. A flashy, more expensive car will always cost more to insure than a more modest, less expensive vehicle. Statistically, teens are shown to dive faster more often and be involved in more accidents than the average driver that is not a teen. Pair an expensive car to insure with an expensive to insure teen driver, and this equals outrageous car insurance costs. If looking for cheap car insurance, choose a vehicle for the teen driver that is safe but simple.
DiscountCarInsurance.org offers a fast and easy way for people to find complete car insurance coverage at an affordable rate. To learn more about DiscountCarInsurance.org, please contact us by visiting the website.