Alert Drivers Act of 2009 Could Give Drivers A Cheaper Car Insurance Quote

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Abiding by safety laws that have recently been set in place by various states could help drivers obtain a cheaper car insurance quote. Many of these recently enforced laws focus on cell phone use and texting while driving. discusses the new act and points out how drivers can get cheaper vehicle insurance.

With the Alert Drivers Act of 2009 pushing its way through Senate, some drivers could obtain a cheaper car insurance quote. covers the initiative and points out how drivers can obtain cheaper vehicle insurance by following the safety regulations.

The Alert Drivers Act of 2009 would require states to adopt federally set minimum penalties for texting while driving or forfeit 25 percent of highway financing. States would have two years to comply with the guidelines if passed. They could then recover lost funds once they passed acceptable laws.

According to many recent studies and reputable road safety associations such as the Governors Highway Safety Association, sending and receiving text messages creates a greater risk of accidents than drunk driving. Distractions leading to an increased level of accidents increase automobile insurance rates.

Studies suggest that drivers tend to take their eyes off the road for about five seconds while reading or sending a text message, which is enough time to travel more than 100 yards on the highway. According to a University of Utah study using a driving simulator, drivers who were texting are eight times more likely to crash. The likelihood is greater for younger, less experienced drivers.

By abiding by the regulations outlined in the Alert Drivers Act, drivers can reduce their likelihood of being involved in an accident and therefore reduce their vehicle insurance rates. Automobile insurance companies base their rates on risk. The higher risk the driver, higher premiums will be paid. By practicing safe driving and even taking defensive driving classes, drivers can be considered for safe driver car insurance.

About is a free service for drivers to obtain the most complete automobile insurance coverage at the lowest rate. To quickly and easily find the cheapest car insurance quotes, visit the website.


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