We offer hope and an exit strategy.
Fair Lawn, NJ (PRWEB) September 21, 2009
How to Negotiate and Settle Your Own Debt: The Private Self-Help Way to Get Yourself Out of Debt is the 60-page guide written by Web Credit Advisors, Inc. to empower consumers to take control of their finances and work on getting out of debt. The Federal Trade Commission states that self-help may be the best way when it comes to consumers with huge debt loads and Web Credit Advisors, Inc. has answered the call with their free self-help book.
"Many families are sinking in debt and without this lifeline they'll drown," says Robert Schaublin, president and CEO of WebCreditAdvisors.com. "This book can help consumers cut what they owe and negotiate better terms so they can retire the debt and sleep at night."
The free self-help guide is available on the company's website at http://www.webcreditadvisors.com. It was written by former collection agents and debt consolidators to provide consumers with an inside view of the collections industry. Web Credit Advisors understand that consumers need assistance with understanding the options they have available to them and which solution best fits their needs. They are providing all of this valuable information at no cost.
The book thoroughly explores the process of assessing the financial situation, determining the best route to reduce the debt and gives tips on how to effectively negotiate with creditors. Readers are well-educated by being given answers to frequently asked questions, the definitions of secured and unsecured debts, step-by-step instruction on negotiations, and various sample form letters they can use when contacting creditors.
Also included is the section Understanding Your Rights where a complete listing of relevant terms are defined, the statute of limitations is given for each state, and the Fair Debt Collection Practices Act is printed in its entirety. Pertinent contact information is provided as well, including for the Attorney General in every state. Consumers are equipped with the necessary information to regain control of their finances with the goal of becoming debt-free.
Schaublin is excited about the free opportunity that his company is giving to consumers to help them get back on the path to financial stability. "We offer hope and an exit strategy."