Schools Close Across the U.S. Due to H1N1 Flu Outbreaks, Travel Insured Intl. Protects Vacations from School Year Extensions
Several Travel Insured International plans include Trip Cancellation coverage if schools must extend operating sessions beyond the pre-defined school year due to unforeseen events. With many schools closing this fall due to H1N1 flu outbreaks, this coverage may save vacations disrupted by school makeup days.
East Hartford, CT (PRWEB) November 13, 2009 -- News reports this week in Connecticut and across the country say that more than 600 schools have been closed so far this year due to H1N1 flu outbreaks and, according to a spokesman for The Center for Disease Control & Prevention, 114 schools were closed during the final week of October alone. Overall it is estimated that more than 400,000 students nationwide have thus far had school days cancelled in 2009.
Several of Travel Insured International’s revised Worldwide Trip Protector plans respond to today’s H1N1 flu headlines. They include Trip Cancellation coverage to protect a family’s prepaid vacation when the primary or secondary school where the insured, his or her traveling companion or their dependant children attend must extend an operating session beyond the pre-defined school year due to unforeseen events under specified requirements (see below).
When Does Trip Cancellation Coverage for School Extension Apply?
A school year extension due to unforeseen events is a covered reason for Trip Cancellation when specified coverage requirements are met:
| | - The unforeseen event, in this case the forced closure of your school by H1N1 flu that resulted in a school year extension, must occur after your Travel Insured policy is in effect.
- The scheduled travel dates for your prepaid, disrupted trip must fall within the period when the school year extension occurs, creating the conflict of school and vacation days.
- The school year extension is not a covered reason for Trip Cancellation when due to extra-curricular or athletic events.
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A school year extension is a covered reason for Trip Cancellation in the following Travel Insured plans: Worldwide Trip Protector Gold, the most comprehensive plan coverage with our highest benefit limits; Worldwide Trip Protector, the right protection plan for comprehensive coverage at lower benefit limits and premiums, and Worldwide Trip Protector Lite Expanded, for affordable, basic coverage supplemented by School Day Extension, Missed Connection, Missed Port of Call, and the ability to cover a pre-existing medical condition.
Added Value: Kids are Free!
Enhancing the value of School Year Extension coverage is “Kids are Free,” another great Travel Insured feature included in the Worldwide Trip Protector or Worldwide Trip Protector Lite Expanded plans. In Worldwide Trip Protector all kids under 18 receive free insurance when they are traveling with a related adult who is the primary insured for the same paid coverage on the same plan. In WTP Lite Expanded one child under 18 receives free insurance per related adult traveling with them as the primary insured on the same paid coverage. Kids, however, need not be traveling with their parents on the trip for the School Year Extension coverage to still apply to their parents’ covered vacation.
About Travel Insured International
Travel Insured delivers comprehensive travel protection benefits ranging from trip cancellation and trip interruption to emergency assistance and Medevac insurance, travel accident and sickness medical expense, accidental death and dismemberment, missed connection and baggage delay or loss.
The company's travel insurance plans include its comprehensive Worldwide Trip Protector, the most popular travel protection plan and Worldwide Trip Protector Gold, an enhanced travel insurance plan designed to protect luxury vacations and business trips. Travel Insured also offers two travel insurance plans designed to provide basic yet flexible protection for families and budget conscious travelers, its Worldwide Trip Protector Lite insurance plan and Worldwide Trip Protector Lite Expanded insurance plan. Finally they offer an Airline Ticket Protector plan as well as a complete offering of Group Travel Insurance plans including Student Group insurance plans.
Visit Travel Insured's web site at www.travelinsured.com or speak to a friendly, knowledgeable Travel Insured customer care professional at 1-800-243-3174.
Travel Insured International, based in East Hartford, Connecticut, was founded in 1993 by the foresight of insurance industry executive Peter Gehris when he acquired the travel protection division of the Travelers Insurance Company. Coverage is underwritten by Arch Insurance Company (a Missouri corporation, NAIC #11150) with executive offices located in Jersey City, NJ. Not all insurance products or coverage is available in all jurisdictions. Coverage is subject to actual policy language.
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