Portland, OR (PRWEB) December 1, 2009
OnlineAutoInsurance.com understands that some visitors may be uncomfortable with providing items such as their driver’s license and social security numbers over the Internet. Fortunately, such items are not required to begin shopping and comparing the rates of various providers. Consumers will only need to provide basic information in order to obtain quotes from a variety of reputable companies to begin their comparisons.
Providers realize that some consumers may want to avoid giving out information that they consider personal in order to shop around for coverage online, especially if they are going to visit various websites. For that reason, OnlineAutoInsurance.com offers visitors the ability to obtain an auto insurance quotes without personal information from multiple top rated insurers to offer a comfortable shopping environment to visitors.
Upon visiting the website, the consumer will only be asked to provide basic items needed to calculate a premium such as a driver’s age, gender, driving history, vehicle information and garaging address. Items such as the applicant’s driver’s license or social security numbers are not necessary to be quoted. If one chooses not to provide such information they should be sure to be as accurate as possible when referring to their driving record. The number of tickets and accidents that a driver has accumulated can have a big impact on rates and not providing correct data can result in being misquoted.
When shopping and obtaining quotes, consumers should also be aware that in some states insurers are allowed to use an applicant’s credit history when deciding to issue a policy and a social security number will be needed at the time of purchase. Keep in mind however; particular states do have certain limits of how companies can use credit reporting. According to the Oregon Insurance Division, “Insurers can use credit information when deciding whether to issue a new policy, but only if they can document that it helps them predict future claim costs and price their products fairly.”
Obtaining quotes can be done quickly and easily without providing personal information. Consumers can visit http://www.onlineautoinsurance.com/quotes/no-personal-information.htm to obtain and compare free quotes from various companies with no obligation to buy.