Travel Insurance Plans from Travel Insured Provide Best Defense Against Trip Disruptions from Holiday Season Winter Storms

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A major winter storm raced across country from the Rockies to the Midwest and Northeast in early December and served as an early warning. Winter is here and travel insurance, such as Travel Insured’s Worldwide Trip Protector line of plans, is the best defense against unplanned, costly holiday season travel expenses.

Early December is the chill down to winter but this year’s first big snow and ice storm of the 8th and 9th of the month was an early warning. Mother Nature was not waiting until the official winter solstice to get the new season started. Travel Insured International ( recommends that winter travelers not wait either to purchase a travel insurance plan as their best defense against unwanted, costly disruptions that winter storms may bring to their travel itineraries.

The four plans under the Worldwide Trip Protector brand of travel insurance offer a broad range of coverage to protect prepaid, non-refundable trip costs and provide reimbursement of unforeseen expenses incurred due to winter storm-related trip disruptions. Here is a snapshot of the Travel Insured coverage available:

Trip Cancellation:
All of Travel Insured’s four types of Worldwide Trip Protector plans provide coverage up to the full trip cost when a winter storm causes complete cessation of the insured’s common carrier for at least 24 hours.

Trip Interruption:
Travel Insured’s Worldwide Trip Protector plans, depending upon the specific type plan selected, can provide up to 100%, or up to 150%, of the non-refundable prepaid trip cost when a mandatory evacuation is ordered by local authorities due to a storm or other natural disaster.

Cancel for Any Reason:
This option is available when purchased with either a Worldwide Trip Protector Gold or Worldwide Trip Protector plan. The coverage enables the insured to cancel for any reason, including fear of traveling in a winter storm, up to 48 hours prior to the scheduled departure date, and receive up to 75% of non-refundable trip costs.

Trip Delay:
Travel Insured International reimburses insured travelers for covered expenses when their trip is delayed by a covered hazard for a minimum of 6 or 12 hours depending upon the selected plan. Covered hazards may include a common carrier delay caused by disruptive winter weather, or an accident en route to a scheduled departure. The coverage can also reimburse unused, non-refundable land or sea arrangements.

Missed Port of Call / Change of Itinerary:
Travel Insured in most plans can reimburse up to $200 to $700, depending on the selected plan, for the cost of any prepaid, non-refundable activity on their itinerary from which they are prevented from participating due to an unscheduled change of itinerary, often due to weather, by their cruise line or tour operator.

Missed Connection:
Travel Insured provides Missed Connection coverage when a common carrier delay, including for inclement winter weather, causes the insured to miss a cruise or tour departure. The cancellation or delay of scheduled flights must be for a minimum of three or six hours, depending upon the type of plan selected. The coverage can reimburse transportation expenses to join the trip, as well as the unused, non-refundable portion of the trip, and reasonable accommodation and meal expenses.

Baggage Loss or Delay:
Airline bags tend to be delayed longer or even lost when winter storms disrupt the air transportation system. Baggage and Personal Effects coverage, as well as Baggage Delay, are included in all plans at a choice of maximum coverage depending upon the type of Worldwide Trip Protector plan selected.

About Travel Insured International
Travel Insured delivers comprehensive travel protection benefits ranging from trip cancellation and trip interruption to emergency assistance and Medevac insurance, travel accident and sickness medical expense, accidental death and dismemberment, missed connection and baggage delay or loss.

The company's travel insurance plans include its comprehensive Worldwide Trip Protector, the most popular travel protection plan and Worldwide Trip Protector Gold, an enhanced travel insurance plan designed to protect luxury vacations and business trips. Travel Insured also offers two travel insurance plans designed to provide basic yet flexible protection for families and budget conscious travelers, its Worldwide Trip Protector Lite insurance plan and Worldwide Trip Protector Lite Expanded insurance plan. Finally they offer an Airline Ticket Protector plan as well as a complete offering of Group Travel Insurance plans including Student Group insurance plans.

Visit Travel Insured's web site at or speak to a friendly, knowledgeable Travel Insured customer care professional at 1-800-243-3174.

Travel Insured International, based in East Hartford, Connecticut, was founded in 1993 by the foresight of insurance industry executive Peter Gehris when he acquired the travel protection division of the Travelers Insurance Company. Coverage is underwritten by Arch Insurance Company (a Missouri corporation, NAIC #11150) with executive offices located in Jersey City, NJ. Not all insurance products or coverage is available in all jurisdictions. Coverage is subject to actual policy language.


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John Stone
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