Travel Insured Offers Baggage Protection Coverage as Cost-Effective Solution to Documented Problem of Increases in Airline Baggage Thefts

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Travel Insured International offers Baggage and Personal Effects coverage in its Worldwide Trip Protector line of plans to provide cost recovery for airline baggage theft victims, but also recommends valuables be carried on flights or shipped ahead as preventive measure against reported thefts by baggage handlers.

Travel Insurance with Baggage & Personal Effects Coverage, such as plans offered by Travel Insured International, provide a cost-effective defense against a growing risk of theft. According to a December 17, 2009, report in the Wall Street Journal, check-in bags with valuable contents are increasingly targeted, in some cases by airline baggage handlers themselves, during the check-in or off-loading process. Some are being stolen outright from carousels in airport baggage-claim areas.

A Wall Street Journal report by Scott McCartney documented the increasing frequency of 2009 baggage theft events, including several arrests of airline personnel, in the airports of cities that included: St. Louis; Hartford; New York; Phoenix; Portland, OR; Dublin, Ireland; Adelaide, Australia; and on flights from Boston to Tampa, and Rochester to Las Vegas.

McCartney’s WSJ report presented several points for travelers to consider:
1. Both airline workers and Transportation Security Administration screeners have access to checked luggage, but the two groups avoid blaming thefts on each other;
2. It is often impossible to tell who is responsible for theft;
3. Airlines don’t report statistics on baggage theft;
4. Theft of entire bags is most often traced to the baggage claim carousel;
5. Baggage theft has not been a high priority among other airport security concerns.

Travel Insurance for Baggage & Personal Effects

Travel Insured International includes Baggage & Personal Effects coverage in all of its Worldwide Trip Protector line of plans, as well as its Airline Ticket Protector plan. The maximum limits of coverage per insured passenger range from $750 to $2,500, depending upon the specific plan selected. Each of the above plans includes a maximum limit of $250 per item, and a combined limit of $500 on certain types of valuables including jewelry items, furs, computer equipment, cameras and sports equipment.

All of Travel Insured’s Baggage & Personal Effects coverage includes reimbursement for any charges incurred due to unauthorized use of a stolen credit card, as well as replacement costs for a stolen passport. Additionally, all of the plans with Baggage & Personal Effects coverage provide Baggage Delay coverage for the outbound portion of the insured trip. This coverage, ranging from $200 to $500 depending upon the specific plan selected, protects against undue expenses incurred when bags are delayed a minimum of 12 hours or 24 hours, also depending upon the plan.

About Travel Insured International
Travel Insured delivers comprehensive travel protection benefits ranging from trip cancellation and trip interruption to emergency assistance and Medevac insurance, travel accident and sickness medical expense, accidental death and dismemberment, missed connection and baggage delay or loss.

The company's travel insurance plans include its comprehensive Worldwide Trip Protector, the most popular travel protection plan and Worldwide Trip Protector Gold, an enhanced travel insurance plan designed to protect luxury vacations and business trips. Travel Insured also offers two travel insurance plans designed to provide basic yet flexible protection for families and budget conscious travelers, its Worldwide Trip Protector Lite insurance plan and Worldwide Trip Protector Lite Expanded insurance plan. Finally they offer an Airline Ticket Protector plan as well as a complete offering of Group Travel Insurance plans including Student Group insurance plans.

Visit Travel Insured's travel insurance web site or speak to a friendly, knowledgeable Travel Insured customer care professional at 1-800-243-3174.

Travel Insured International, based in East Hartford, Connecticut, was founded in 1993 by the foresight of insurance industry executive Peter Gehris when he acquired the travel protection division of the Travelers Insurance Company. Coverage is underwritten by Arch Insurance Company (a Missouri corporation, NAIC #11150) with executive offices located in Jersey City, NJ. Not all insurance products or coverage is available in all jurisdictions. Coverage is subject to actual policy language.

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John Stone
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