People tend to stay with the same company for years with out researching what other deals are out there. Sometimes changing a company every couple of years could result in better savings. If you're sick of paying to much for your current insurance company, why not spend an hour or so finding something better.
Rio Rancho, NM (PRWEB) December 22, 2009
The Internet is a powerful tool in researching auto insurance. Most people don't spend half as much time researching auto insurance companies as they do looking into the cars they drive. This means a lot of us are paying far to much for our auto insurance.
Ken Hanson of Insurance Quotes says "People tend to stay with the same company for years with out researching what other deals are out there. Sometimes changing a company every couple of years could result in better savings. If you're sick of paying to much for your current insurance company, why not spend an hour or so finding something better."
The people at InsuranceQuotes.org have offered some of the following advice to save money on your auto insurance going into the new year:
You should make sure your driving record is clean and up to date. You should be familiar with what's on your record and be able to explain certain situations if need be.
You may qualify for some discounts. Some occupations that are low risk, Professional organizations, Combined coverage for multiple drivers in the household etc.
Auto clubs such as AAA and other Professional organizations can help get you discounts as well. You should check with the insurance company to see what they offer for belonging to these services.
The Internet is a great way to research different companies to compare rates and see your options. Take advantage of your ability to check rates easily and quickly.
Remember annual and monthly rates will vary. Make sure to keep coverage limits the same so that you can make a proper comparison.
You should also check the insurance company's consumer complaint ratio from your state's department of insurance web site. This information is public knowledge and always available.
Asking for a higher deductible is another great way to save money in the long run. The deductible is the amount of money you have to pay before your insurance company begins paying the rest. So you'll pay all the minor bumps and dings, but the insurance company will cover the big stuff.
Lastly, think about the car you're driving. The more expensive high performance car is the higher the premium. A lower profile car will pay off in the end.
Doing these things will put you more in control of what you are paying for auto insurance and could save you a bundle.