Consumer Direct® Releases New Smart Credit™ Platform, Version 4.5 with iGoogle Gadget and Applications

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Credit monitoring is taken to new levels by utilizing today's technology for instant credit and identity control with the push of a button.

With our version 4.5, it's even easier for consumers to control their credit and identity with the simple push of button...No phone calls, no writing letters..."

ConsumerDirect®, a leader in on-line credit and identity services, today released version 4.5 of its Smart Credit platform. With this update, has a new member home page with an Application (‘App’) center, a Smart Alert In-box for any credit, identity or App alerts and a streamlined Smart Credit Report. Among the new Apps is an iGoogle Gadget allowing members to put their Smart Alert In-Box on their iGoogle home page or their mobile phone.

“With our version 4.5, it’s even easier for consumers to control their credit and identity with the simple push of a button communicating directly with the source for any needs. No phone calls, no writing letters, no waiting on hold,” said David B. Coulter the founder and C.E.O. of ConsumerDirect, “Adding our new App center extends Smart Credit’s reach in to everything credit, identity and finance. Many more Apps are coming soon!”

About™ is a disruptive technology in the way members view and understand their credit report and identity. There are simple Action buttons for communicating directly with the source for any needs. The Smart Alert Inbox organizes and simplifies all things credit, identity and App related. After a free-trial period, standard membership ranges from $19.95 to $29.95 per month, depending upon plan selected, with no contracts. The market for Smart Credit is 230mm U.S. adults.

The company’s proprietary Apps are designed to increase new memberships, extend member lifespan and generate new revenue. All Apps intelligently use member data to enhance the user experience and present relevant information and services. All Apps are connected to the user's inbox.

The following Apps were released with version 4.5:

  •     iGoogle Gadget allows members to put their inbox on their iGoogle home page or mobile.
  •     Daily Smart Savings, in partnership with, pushes money saving credit offers personalized for members.
  •     Employment App, in partnership with, pushes personalized job opportunities to members using an automatically expanding search radius.
  •     Insurance App, in partnership with, for savings on home, life and car insurance.
  •     Custom Smart Actions for creditors not on your credit report.

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About ConsumerDirect®
ConsumerDirect® is the maker of the Smart Credit system. ConsumerDirect is an employee owned Technology Company started in 2003 and located in Costa Mesa, California. With a mission to empower individuals to control their credit and identity, Consumer Direct has been a pioneer in new and unique ways to provide value to its customers. Over 350,000 individuals have joined its membership services.


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Ethan Taub
Consumer Direct
(714) 431-0005 ext. 205
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