Overland Park, KS (PRWEB) February 13, 2010
Every year at Valentine’s Day, people search for the perfect card, flower or box of chocolates to express how they feel about their loved ones. Isn’t it time retirement plans felt loved too? Rarely do people think of using this time of year to evaluate their long-term investment strategy. All too often retirement investors set their investments when they start contributing to their retirement plan and forget it until a major event takes place drawing their attention back to this neglected nest egg. Instead of taking the retirement plan for granted, it’s time to engage.
Smart401k, an independent, retirement investment advice provider, would like to offer some simple steps investors can take to show love to their retirement plans.
1) Confirm their commitment. Investors should check contribution levels and make sure it is enough to reach their retirement goals. Scott Holsopple, president of Smart401k, suggests, “Retirement investors should have a goal to contribute 10-15% or more of their pretax income into their 401(k).”
2) Share their feelings. Investors should understand their tolerance for risk and make sure they are properly diversified in a mix of investments meeting their time to retirement.
3) Talk to a professional. If investors are experiencing communication problems with their retirement plan look to an independent, unbiased advice service to help them get on track with their retirement account.
A few simple steps can help investors renew the relationship with their retirement plan. So, this year, as shoppers search for that perfect Valentine’s card for their loved one, hopefully they will stop to think about their retirement plan as well. Roses are red, violets are blue, candy is sweet and retirement can be too.
Retirement investors interested in getting help for their retirement account have affordable options available. Smart401k offers an unbiased, online advice service providing personalized, fund-specific recommendations based on the funds available in the investors employer-sponsored plan. In addition, investors have access to education and advisers to answer any investing questions. Visit Smart401k to learn more about how they can help with retirement planning.
Happy Valentine’s Day.
Smart401k is a leading Web-based, independent investment adviser focused on serving employer-sponsored retirement plans. Contact us at info(at)smart401k(dot)com or 877-627-8401, or visit http://www.smart401k.com for more information.
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