PaymentSeal™, a PCI-DSS Solution for E-Commerce Transactions, Proposes an Innovative End-to-End Payment Security

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PaymentSeal™now provides shoppers with a secure method to authorize online payments, making e-commerce safe and reliable.

Does entering your creditcard information online give you jitters? Now there is a safer way.

While other payment data security methods emphasize on transparency or, being ‘hidden’ to the shoppers, we ask ‘What are the effects of letting shoppers see the protection process?’ We believe the answer is the positive impacts on shopper loyalty and car

PaymentSeal™ is a new patent-pending PCI-Compliance Technology that lets shoppers take control of protecting their sensitive payment data. With a few simple clicks, shoppers can see their payment information encrypted by secure payment service providers and passed to the targeted merchant site. In addition, shoppers can set an expiration date and maximum amount that can be charged for the payment authorization granted to the target merchant.

Merchant system is deemed “out of scope” of PCI-Compliance since the payment data passed to the merchant is already encrypted and the merchant does not have access to the cipher key to retrieve the original payment data.
Shoppers experiencing the data protection process will have more confidence in level of payment security and will be more likely to complete the transaction and reduce cart-abandonment rate, as well as more inclined to purchase from sites offering this payment method in the future.

Below are several highlights of PaymentSeal™:

  •     Encrypted Card Holder Data(CHD) and the cipher key are held separately by merchant and payment service provider, making the merchant’s system out of scope of PCI-Compliance.
  •     Simple integration and consistent process flow with current e-commerce implementations.
  •     Allows shoppers to set additional restrictions to payment authorizations.

For more information about PaymentSeal™, please visit or contact James Lin at (310) 783-0229

This article was published on Friday, March 4, 2010.


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James Lin
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