If you want to run with the bulls in Pamplona make sure your travel insurance covers it.
Gilbert, AZ (Vocus) April 5, 2010
Despite the economic recession, international destinations still have the power to lure and beckon American citizens to take to the skies, about 30 million of them this summer alone. Good Neighbor Insurance has compiled a list of favorite vacation destinations along with suggestions for complimentary types of international travel insurance.
Betsy Sell, Managing Director of Travel for AAA, noted that Americans feel their vacation is a benefit they have earned because they are working longer and harder than ever. ‘Overseas travel is still the ideal trip for many Americans, and summer is the prime season to go,’ she said.
Vacations that Include Extreme Sports
Not many events can induce the same heart-thumping adrenalin rush of Pamplona Spain’s Running of the Bulls. 2010 dates for this event start on noon of July 6 and end on the 14th.
Nelma Maxwell, a broker with Good Neighbor Insurance, advises anyone who plans to engage in extreme sports or contact sports on their trip abroad to find an insurance plan that allows the purchase of an additional Sports Rider. “If you want to run with the bulls in Pamplona make sure your travel insurance covers it.” Not all international travel insurance companies are equal in what they cover. Some refuse to insure the running of the bulls.
Good Neighbor has plans ready that will cover 100% of hospital and doctor bills in Spain, and medical evacuation back to the U.S. They also have Emergency Reunion insurance that covers the cost to bring a family member from back home to be with the patient.
Whether you are paragliding in Mexico, spelunking in Europe, deep sea diving in the Caribbean and surfing in Bali, you will need extreme sports coverage.
Grandparents stand in line early and fathers hoist children on their shoulders in order to see England’s most famous tourist attraction -- the Changing of the Guards at Buckingham Palace that takes place daily from June 1-August 31. The event starts at 11:00 a.m. and lasts 45 minutes, although it is best to get there early in order to get front row viewing.
"A family can apply for group insurance," says Nelma, "but they won’t get a discount for doing it this way." If grandparents are part of the family, it is best they get travel insurance that covers pre-existing conditions. “Should a family member need hospitalization in England, ask for travel insurance that reimburses costs incurred in travel interruption,” Nelma suggests. Good Neighbor has a variety of options for the youngest to the oldest family member.
Another excellent feature of family insurance is the Return of Minor Children. If a parent or guardian is expected to be hospitalized for more than 36 hours and children under 18 years of age will be left unattended as a result, this insurance covers the transportation cost for them to return home.
Vacations with Long-Distance Road Trips Abroad
The FIFA World Cup brings the whole world together every four years in a tribute to the best soccer (football) leagues and teams in the world.
The month-long event starts June 11 and ends July 11 and is spread over 9 different locations in South Africa. To avoid packing and unpacking suitcases, Hospitality Organizers recommend the Base camp concept, allowing you to set up base in one city at a specific hotel for the duration of your stay, simply travelling out on day-return trips to specific matches in other venues.
Many Americans will choose to rent cars for these day-return trips. But here’s the catch. South Africans drive on the left hand side of the road. ‘Pedestrians and drivers from America are especially vulnerable in western countries where people drive on the left hand side,’ says Nelma. Because the countries are so modern, Americans are not as vigilant when they cross streets or drive. It is not uncommon for Americans to die in traffic related injuries.
In anticipation of World Cup travel to South Africa, Good Neighbor recommends travel insurance that includes Medical Evacuation, Accidental Death and Dismemberment and Return of Mortal Remains. This is not pleasant to think about, but should you be injured or killed, your family will have the financial assistance they need to handle the situation.
Travel insurance won’t make your summer vacation any more fun, but in the event of an emergency, it can bring families together, take care of young children, and make the difference between life and death.
About Good Neighbor Insurance
Jeff Gulleson established Good Neighbor Insurance in 1997, to provide global health and life insurance services after living for 30 years in Indonesia. GNI helps clients find good, cost-effective international health, travel, and life insurance while providing caring service based on integrity. The company serves students traveling overseas, short-term teams, aid organizations, foreign and domestic corporations, universities, and volunteers both from the U.S. and abroad. GNI’s website at http://www.gninsurance.com has more information as well as a guide to medical advice for overseas travelers, written by Jon Askew, MD.
For more information, contact Jeff Gulleson or Doug Gulleson at Good Neighbor Insurance, Toll Free: 866-636-9100 or in Phoenix, AZ: 480-813-9100
Good Neighbor Insurance, 690 E. Warner Rd. Suite 117, Gilbert, AZ 85296, USA
Or go to: http://www.gninsurance.com