Clinton, NJ (PRWEB) May 15, 2010
Unity Bank, headquartered in Clinton, N.J., will host a residential mortgage and small business/commercial lending seminar at its Clinton headquarters on Wednesday, May 19, 2010 from 6:00 p.m. to 8:00 p.m..
Speakers include Unity Bank Residential Mortgage Consultant, James Eville, who will discuss all aspects of the mortgage loan process, from first-time home-buying to upgrading, buying investment properties and second homes, refinancing, home equity loans, and lines of credit. He will also provide an overview of the mortgage process with emphasis on understanding personal credit and the qualifications necessary for mortgage approval.
ReMax Realtor Dave T. Laggini will present on the realtor’s role in the real estate transaction. Mr. Laggini will focus on the unique needs of the first-time homebuyer, upgrading and downgrading to accommodate changes in family size and status, and the tax advantages of owning rental properties.
Robert J. Shanahan, Jr., Esq. will speak about the role of the attorney in the real estate transaction, and Unity Bank Senior Vice President/Senior Commercial Loan Officer, Michael Downes, will focus on commercial and small business lending, including the types of loans available, the application process, necessary supporting documents, the underwriting process and credit worthiness.
Following their presentations, the speakers will be available to answer questions and to provide additional information. This seminar is offered free of charge to the public, and should be of particular interest to those who want to learn more about the home-buying process and the types of small business/commercial loan programs available.
For more information visit: unitybank.com/loans.
Unity Bank has branches in Hunterdon, Middlesex, Somerset, Union and Warren counties in New Jersey, and Northampton County in Pennsylvania. The bank began as First Community Bank in 1991 with two branches and thirty employees. It now has over one hundred and sixty employees.
For more information about Unity Bank, call Rosemary Fellner at 800.618.BANK(2265), or visit http://www.unitybank.com
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