Having the Right Business Travel Accident Insurance Helps Businesses Stay Healthy

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Business Travel Accident Insurance from Stuckey & Company includes optional protection for natural disasters, medical emergencies and other business disruption across the globe.

When Iceland’s Eyjafjallajokull volcano started spewing its most recent ash cloud on May 14, it coincided with one of Europe’s largest trade shows for the vitamin and supplement industry. For those traveling to the show from points within Europe, many had to drive to Geneva while flights were suspended or delayed; the headache was worse for people trying to reach Geneva from points too far to drive. And while cancelled flights and delays are inconvenient, some business travelers actually experience bodily injury caused by natural disasters. It pays to have the correct type of Business Travel Accident Insurance to cover emergency medical evacuation in the event it is needed.

Stuckey & Company’s Business Travel Accident Insurance provides peace of mind with 24-hour worldwide insurance services, including blanket war risk, kidnap and ransom benefits, and accidental death coverage. The program is underwritten by Chubb, and A+-rated carrier, and is designed to meet the needs of today’s business traveler. Worldwide Accident Protection insurance from Chubb can be added to an employer’s benefits program to protect employees in the event of an accident while traveling on company business.

BTA coverage from Stuckey can include basic services such as lost luggage, lost travel documents, and transfer of funds services. In addition, businesses can choose from a variety of endorsements that match up with the travel requirements of employees. For example, medical services are available, including emergency medical evacuation, transportation to join a hospitalized family member, and return of dependent children. In the case of a volcanic eruption, travelers can prepare themselves by adding Natural Disaster Exclusion back into the policy. By working with an approved credit card company, travelers can also access trip cancellation coverage.

When business is on the line, what seems like only an inconvenient delay can quickly become an expensive loss of opportunity. Other emergencies that would be manageable at home become challenging when they occur in another state or another country. Transfer of medical records, identify theft, and communication with family members, employers and home physicians are all time-sensitive issues when a business traveler needs access to them in an emergency. Make sure your traveling employees are covered with the correct BTA policy for your needs.

About Stuckey & Company

Stuckey & Company is a specialty insurance provider based in Lake St. Louis, Missouri. For 18 years, Stuckey has offered commercial, professional and personal lines of insurance. Stuckey & Company’s network of more than 8,000 licensed agents has the knowledge and experience in dealing with specific coverage not typically covered under standard policies. Stuckey specializes in Errors and Omissions insurance for technology companies, architects and engineers, and IT consultants. It is also Managing General Agent of the HarborGuard marine insurance program.

As one of the fastest-growing specialty insurance providers in the U.S., Stuckey & Company offers coverage to over 300 miscellaneous professional liability classes in sectors that include consulting, engineering, accounting and financial services, government services, media, laboratories and education. Coverage limits are available for many risks up to $5 million. It also offers a variety of standard insurance policies through its personal lines and commercial lines. Additional information about insurance plans from Stuckey & Company is available at online at http://www.stuckey.com, or by calling 1-800-828-3452. To request information by mail, write to Stuckey & Company, 28 Hawk Ridge Circle, Suite 200, Lake St. Louis, MO 63367.


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Marny Bielefeldt
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