Guaranteed Home Mortgage Company Appoints Bader to Spur Growth

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Guaranteed Home Mortgage Company, Inc. (Guaranteed), a national residential mortgage investment and banking firm, today announced it has appointed Neil Bader, a top mortgage executive and entrepreneur with more than 20 years of experience, as Director of Retail Sales to continue and accelerate its rapid growth.

Neil Bader

Neil's addition to our firm reinforces our commitment to continued growth and our service-oriented approach to both branch managers and mortgage borrowers. He will help us react to new industry dynamics by increasing the breadth of our loan products, forging new marketing agreements, building strategic relationships and promoting ourselves actively through key growth opportunities.

Guaranteed Home Mortgage Company, Inc. (Guaranteed, http://www.ghmc.com), a national residential mortgage investment and banking firm, today announced it has appointed Neil Bader, a top mortgage executive and entrepreneur with more than 20 years of experience, as Director of Retail Sales to continue and accelerate its rapid growth.

Mr. Bader's responsibilities will include the recruiting and retention of quality loan officers for the creation of a large, externally-sourced retail-sales operation; building referral relationships; and developing strategic partnerships -- with the ultimate goal of building the largest mortgage lender in the Northeast within the next five years.

David Wind, President of Guaranteed, said, "Neil's addition to our firm reinforces our commitment to continued growth and our service-oriented approach to both branch managers and mortgage borrowers. He will help us react to new industry dynamics by increasing the breadth of our loan products, forging new marketing agreements, building strategic relationships and promoting ourselves actively through key growth opportunities."

Prior to joining Guaranteed, Mr. Bader served as a leader of the retail and private mortgage banking team at Wells Fargo and grew it into the largest volume originator of jumbo loans in the New York metro area in 2008, and surpassing Chase Manhattan as the overall market leader in 2009. Previously, Mr. Bader, who joined Skyscraper Mortgage in 1989 and became Chief Executive in 1992, built it into the nation's largest mortgage brokerage.

Neil Bader said, "David Wind has been a colleague of mine in the mortgage business for more than 20 years, and I am excited to be joining his team. Together, we hope to create a 21st-century solution for our rapidly changing industry. The mortgage market has been permanently altered by recent legislation, and my vision involves developing a world-class, retail-based sales culture, in part by creating a flexible compensation plan to react to governmental changes. By remaining wholly focused on mortgages and the mortgage borrower, we will increase the breadth of our loan products and, at the same time, avoid the dilution so many other firms have pursued by offering unrelated financial services."

Founded in 1992, Guaranteed has leveraged its strong balance sheet and commitment to quality lending, and, as a result, has survived and prospered during the recent upheaval in the industry. In 2005, the company was named in Inc. magazine's list of the fastest growing companies in the United States, and just last year, it moved into a larger headquarters to house its expanding corporate support staff. With more than 300 mortgage professionals lending in 28 states, the company has added Louisiana and Delaware in the last two months and is opening a large Manhattan-based operation.

For more information, please contact Kelley Berkheiser at 914-696-3400, x246, visit http://www.ghmc.com or write Guaranteed Home Mortgage Company, Inc., 108 Corporate Park Drive, Suite 301, White Plains, NY 10604.

About Guaranteed Home Mortgage Company

Founded in 1992, Guaranteed Home Mortgage Company (Guaranteed), a licensed mortgage investment and banking firm, is comprised of more than 300 mortgage professionals lending in 28 states. The company, previously named in the Inc. 500 list of the fastest growing companies in the United States, provides residential mortgage financing to a wide variety of consumers and real estate professionals.

David Wind, an attorney, is Principal and President of Guaranteed. Previously, he served as a financial analyst of mortgage-backed securities at Citicorp Investment Bank and clerked in the real estate finance department of the New York State Attorney General's Office.

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