That being said, we realize that traditional term life insurance isn't right for everyone, and so we're also licensed to offer many other types of life insurance coverage.
Wheeling, IL (Vocus) July 20, 2010
AccuQuote, a leader in providing free life insurance quotes to people across the United States, caters to all consumers by satisfying the life insurance needs of those who may not qualify for traditional term life insurance. The multi-carrier life insurance brokerage firm provides a list of the types of non-traditional life insurance policies available.
“Most of our customers come to us looking for the best value in term life insurance,” says Byron Udell, founder and CEO of AccuQuote. “That being said, we realize that traditional term life insurance isn’t right for everyone, and so we’re also licensed to offer many other types of life insurance coverage.”
Following are the non-traditional types of life insurance AccuQuote offers:
- No medical exam life insurance – Sometimes an illness, occupation or lifestyle choice prevents someone from being able to qualify for traditional term life insurance coverage. On the other hand, there may not be the time or desire to take a medical exam. For these reasons, there are simplified and guaranteed life insurance policies that do not require a medical exam. By answering just a few health and lifestyle questions, almost anyone, below a certain age, can qualify for coverage. “These policies are great alternatives to traditional term life, however they’re more expensive because you’re paying for convenience,” says Udell.
- Final expense life insurance – The purpose of a final expense policy is in the name. This type of life insurance is typically used to cover final expenses, such as funeral costs, outstanding medical bills, legal fees, etc. The face amounts on these types of life insurance policies are much lower than traditional term life and they do cost more, however no medical exam is required to qualify.
- Accidental death insurance – Accidents are one of the most common causes of death and injury in the United States. In fact, one American dies every five minutes as the result of an accident, according the National Safety Council’s Injury Facts. Accidental death insurance covers you in the event of death due to an accident. This policies are extremely affordable, costing as little as $11 a month.
In addition to these and traditional term and permanent life insurance policies, AccuQuote’s agents are licensed to sell child life insurance, disability, long-term care, critical illness insurance and tax-deferred annuities.
“Our goal is to find you the type of policy that best fits what you’re looking for, and which represents the best value in its respective product category,” says Udell. “We believe you should buy your life insurance from the person or company that provides you with the best advice and service. We work hard to provide you with that advice so that when the time comes, you’ll trust AccuQuote to handle your life insurance needs.”
Contact AccuQuote at 888-314-4455 for more information.
AccuQuote helps consumers find the best values in term life insurance by combining instant online life insurance quotes with the personal service of unbiased life insurance professionals that can help answer questions, identify important issues, and make meaningful recommendations. The company offers consumers an extensive selection of life insurance options, including term life, whole life, and universal life, as well as selected annuities. The website has many handy insurance tools, including a life insurance needs calculator to help you figure out how much to buy, a glossary that explains industry terminology, a collection of articles that cover the basics about life insurance and a blog which answers many questions about life insurance. For additional information or to get quotes for affordable term life insurance, please call 1-888-314-4455.